1st Bank in Hominy
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Data as of · sourced from FFIEC call reports. How we update
1st Bank in Hominy is an FDIC-insured commercial bank headquartered in Hominy, OK, established in 1906 (FDIC certificate 4122), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $45.3M, up 6.5% from Q2 2025, the 159th largest of 169 banks headquartered in Oklahoma. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.47% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 4122
- Headquarters
- Hominy, OK
- Established
- 1906
- Total assets, Q2 2026
- $45.3M
- Assets vs Q2 2025
- +6.5%
- Tier 1 leverage ratio, Q2 2026
- 9.47%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 103104641
- Latest call report
- Q2 2026, FFIEC 051 · 1st Bank in Hominy call report
- Asset rank in state
- 159th of 169 in Oklahoma
1st Bank in Hominy operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $45 million at June 30, 2026, up 6.5% from a year earlier; it is based in Hominy, Oklahoma. It funds 9.47% of its assets with Tier 1 capital, lower than about three-quarters of the 583 banks with less than $100 million in assets (median 13.06%). It also grew its loan book 12.4% over the year, 4.8 times the median of 2.6% for banks its size.
Net income for the quarter rose 13% from a year earlier, to $128,000. Over the same year, loans grew 12.4% and deposits grew 5.4%.
As of June 30, 2026, 1st Bank in Hominy reported a return on assets of 1.11%, a nonperforming-loan ratio of 0.09% and a Texas ratio of 0.43%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, 1st Bank in Hominy is the 159th largest of the 169 banks headquartered in Oklahoma. From Q1 2026 to Q2 2026, its total assets rose 1.7% to $45.3M, loans rose 2.4% and deposits rose 1.4%. Commercial and industrial loans made up 33.4% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 24.4%. Its one office in the FDIC Summary of Deposits is in Hominy, OK. Judged on its Q2 2026 call report, 1st Bank in Hominy meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 117 N Price Ave, Hominy, OK 74035
- County
- Osage
- Metro Area
- Tulsa, OK
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- April 12, 1906
- Former names
- First National Bank in Hominy (1936-2016)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 13
- Domestic deposits
- $41.6M
- Allowance for credit losses
- $235K
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $46.0M
- Average total loans
- $17.1M
- Average interest-bearing deposits
- $29.2M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4122
- Fed RSSD
- 350657
- Website
- http://www.1stbankhominy.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, 1st Bank in Hominy reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, 1st Bank in Hominy's total assets ranged from $42.3M (Q1 2024) to $47.5M (Q3 2024), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$45.3M total assets against $42.5M; $41.8M total liabilities against $39.6M.
$17.4M net loans and leases against $15.6M; $41.6M total deposits against $39.5M.
$24.3M securities against $21.8M; $2.8M cash and balances due against $4.3M.
$614K total interest income against $570K; $126K total interest expense against $124K.
$488K net interest income against $446K.
$33K total noninterest income against $36K; $368K total noninterest expense against $345K.
$25K provision for credit losses against $24K.
$128K net income against $113K.
1.11% return on assets against 1.03%; 4.61% net interest margin against 4.51%.
9.47% tier 1 leverage ratio against 8.89%.
Inside the full 1st Bank in Hominy terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.02% (Q4 2024) to 1.27% (Q1 2026) and its net interest margin ran from 2.67% (Q4 2024) to 4.72% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.47% | 1.11% | 0.09% | 0.43% | 4.61% |
| Q1 2026 | 9.33% | 1.27% | 0.23% | 2.04% | 4.70% |
| Q4 2025 | 9.39% | 1.26% | 0.18% | 1.74% | 4.72% |
| Q3 2025 | 9.27% | 1.14% | 0.07% | 1.30% | 4.69% |
| Q2 2025 | 8.89% | 1.03% | 0.23% | 1.97% | 4.51% |
| Q1 2025 | 8.29% | 0.05% | 0.36% | 2.94% | 4.07% |
| Q4 2024 | 7.89% | -0.02% | 0.49% | 10.15% | 2.67% |
| Q3 2024 | 8.93% | 0.06% | 1.45% | 8.21% | 2.87% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 1st Bank in Hominy (main office) | Hominy , OK | 74035 | $41.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OK, rank 178 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $782K approved, $782K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2015 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about 1st Bank in Hominy
What are 1st Bank in Hominy's total assets?
As of the Q2 2026 filing, 1st Bank in Hominy reported total assets of $45.3 million in its FFIEC call report.
Where is 1st Bank in Hominy headquartered?
It is headquartered in Hominy, OK, United States.
When was 1st Bank in Hominy founded?
It was established in 1906, per the FDIC institution directory.
Is 1st Bank in Hominy FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4122). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates 1st Bank in Hominy?
1st Bank in Hominy's primary federal regulator is the Federal Reserve.
How many branches does 1st Bank in Hominy operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is 1st Bank in Hominy's Texas Ratio?
Its Texas Ratio is 0.43% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was 1st Bank in Hominy previously called?
The charter now named 1st Bank in Hominy has also operated as First National Bank in Hominy (1936-2016), per FDIC structure-change records.
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