1st Bank in Hominy: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 96.2% in Q2 2026, from $1.2M to $48K. It was the largest change from Q1 2026 among the key lines here. 1st Bank in Hominy ranks 152nd of 169 Oklahoma banks on loan-to-deposit ratio, in the lower half at 42.44% (Q2 2026). The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. 1st Bank in Hominy sits 25.48 points lower, at 42.44% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $27.1M |
| Fed funds sold and reverse repos | $48K |
| Fed funds sold and reverse repos to assets | 0.11% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.44% |
| Net loans and leases to deposits | 41.88% |
| Loans and leases to core deposits | 48.82% |
| Core deposits to total deposits | 86.95% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 42.19% | 91.28% | $638K | $0 |
| Q4 2023 | 41.62% | 90.96% | $1.3M | $0 |
| Q1 2024 | 41.02% | 90.99% | $0 | $0 |
| Q2 2024 | 40.07% | 91.07% | $0 | $0 |
| Q3 2024 | 36.27% | 78.88% | $0 | $0 |
| Q4 2024 | 40.51% | 84.30% | $0 | $0 |
| Q1 2025 | 41.13% | 88.70% | $0 | $0 |
| Q2 2025 | 39.81% | 88.80% | $0 | $0 |
| Q3 2025 | 41.66% | 87.49% | $0 | $0 |
| Q4 2025 | 42.65% | 87.33% | $93K | $0 |
| Q1 2026 | 42.03% | 84.38% | $0 | $0 |
| Q2 2026 | 42.44% | 86.95% | $0 | $0 |
1st Bank in Hominy liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock 1st Bank in Hominy, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full 1st Bank in Hominy profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4122) · FFIEC NIC profile (RSSD 350657)