1st Bank in Hominy: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks 1st Bank in Hominy of Hominy, OK against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.11% | 3.13% | -2.02% | 54th above |
| ROAE | 14.88% | 10.29% | +4.59% | 80th top |
| Net Interest Margin | 4.61% | 3.94% | +0.67% | 79th top |
| Efficiency Ratio | 68.06% | 76.32% | -8.26% | 54th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.33% | 1.40% | -0.07% | 55th above |
| Yield on Earning Assets | 5.75% | 5.35% | +0.40% | 69th above |
| Cost of Funds | 1.23% | 1.70% | -0.47% | 67th above |
| Net Interest Spread | 4.04% | 3.32% | +0.72% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.08% | 1.34% | -1.26% | 60th above |
| NPA / Total Assets | 0.03% | 0.71% | -0.68% | 58th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.10% | -0.08% | 23rd bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.33% | 1.49% | -0.16% | 58th above |
| ACL / NPLs (Coverage) | 1566.67% | 863.87% | +702.80% | — |
| Texas Ratio | 0.43% | 8.27% | -7.84% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.47% | 17.65% | -8.18% | 14th bottom |
| Equity / Assets | 7.76% | 16.46% | -8.70% | 8th bottom |
| TCE / Tangible Assets | 7.76% | 16.20% | -8.44% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 42.44% | 72.87% | -30.43% | 82nd top |
| Core Deposit Ratio | 86.95% | 88.28% | -1.33% | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.53% | 4.26% | +2.27% | 71st above |
| Loan Growth (Y/Y) | 12.38% | 6.75% | +5.63% | 82nd top |
| Deposit Growth (Y/Y) | 5.41% | 3.72% | +1.69% | 68th above |
See 1st Bank in Hominy's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock 1st Bank in Hominy, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full 1st Bank in Hominy profile, how to read a UBPR, or how this data updates.