1st Bank in Hominy: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 160.00 percentage points higher than in Q1 2026, at 1566.67%. 1st Bank in Hominy ranks 115th of 169 Oklahoma banks on return on assets, in the lower half at 1.11% (Q2 2026). The median for banks in the < $100M asset tier is 0.98% on return on assets. 1st Bank in Hominy sits 0.14 points higher, at 1.11% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.47% |
| Equity capital to assets | 7.76% |
| Tangible equity to tangible assets | 7.76% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.08% |
| Non-performing assets ratio | 0.03% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 0.43% |
| Allowance for credit losses to loans | 1.33% |
| Reserve coverage of non-performing loans | 1566.67% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.11% |
| Return on equity | 14.88% |
| Net interest margin | 4.61% |
| Efficiency ratio | 68.06% |
| Yield on earning assets | 5.75% |
| Cost of funds | 1.23% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.44% |
| Core deposits to total deposits | 86.95% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 91.90% |
| Securities to assets | 53.71% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 21.89% | 21.89% | 22.80% | 8.96% | 0.32% |
| Q4 2023 | 22.13% | 22.13% | 23.09% | 8.47% | 0.20% |
| Q1 2024 | 22.21% | 22.21% | 23.21% | 8.65% | 0.24% |
| Q2 2024 | 20.99% | 20.99% | 21.94% | 8.66% | 0.38% |
| Q3 2024 | 21.02% | 21.02% | 21.93% | 8.93% | 0.06% |
| Q4 2024 | 20.95% | 20.95% | 21.89% | 7.89% | -0.02% |
| Q1 2025 | 20.91% | 20.91% | 21.71% | 8.29% | 0.05% |
| Q2 2025 | 23.10% | 23.10% | 24.06% | 8.89% | 1.03% |
| Q3 2025 | — | — | — | 9.27% | 1.14% |
| Q4 2025 | — | — | — | 9.39% | 1.26% |
| Q1 2026 | — | — | — | 9.33% | 1.27% |
| Q2 2026 | — | — | — | 9.47% | 1.11% |
1st Bank in Hominy vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock 1st Bank in Hominy, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full 1st Bank in Hominy profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4122) · FFIEC NIC profile (RSSD 350657)