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BanksLakeside Bank of Salina

Lakeside Bank of Salina

SALINA, OKMicroEst. Oct 9, 1973FDIC #21255RSSD #391557FED
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Asset quality shifted last quarter — NPLs fell to 4.54% from 5.07% in the prior period. Lakeside Bank of Salina is the primary bank subsidiary of its parent holding company, headquartered in Salina, OK, during the regulated-rate era. Total assets stand at $56M. The bank posts a strong 1.76% ROA and 16.69% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.77% exceeds the 9% CBLR threshold. Asset quality is impaired, with nonperforming loans at 4.54%. The bank operates from a single office.

Headquarters Profile

Address
103 W Ferry St, SALINA, OK 74365
County
Mayes
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
13
Established
October 9, 1973
Branches
1 domestic
Employees (FTE)
14
FDIC Cert
21255
Fed RSSD
391557
Assets
$56M
Deposits
$50M
Loans
$39M
Equity
$6M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

NPL ratio at 4.54% — elevated credit deteriorationWhat does this mean? →

Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.

Lakeside Bank of Salina rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.76%4.54%25.07%6.08%
2025-12-312.27%5.07%29.66%6.50%
2025-09-301.92%4.58%23.77%6.49%
2025-06-302.05%4.51%24.07%6.58%
2025-03-312.36%3.33%17.83%6.40%
2024-12-311.57%2.93%18.65%6.34%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Lakeside Bank of Salina

What are Lakeside Bank of Salina's total assets?

As of the Q1 2026 filing, Lakeside Bank of Salina reported total assets of $56.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Lakeside Bank of Salina headquartered?

Lakeside Bank of Salina is headquartered in SALINA, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Lakeside Bank of Salina founded?

Lakeside Bank of Salina was established in 1973, per the FDIC institution directory.

Is Lakeside Bank of Salina FDIC-insured?

Yes. Lakeside Bank of Salina is an FDIC-insured commercial bank (FDIC Certificate #21255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Lakeside Bank of Salina?

Lakeside Bank of Salina's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Lakeside Bank of Salina operate?

Lakeside Bank of Salina operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Lakeside Bank of Salina's Texas Ratio?

Lakeside Bank of Salina's Texas Ratio is 25.07% — within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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