Liberty Bank
Liberty Bank is an FDIC-insured commercial bank. Liberty's Q1 2026 balance sheet shows $57M in assets funded primarily by $47M in customer deposits. Returns are subdued: 0.39% ROA and 2.45% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 17.17% exceeds the 9% CBLR threshold. Asset quality is solid — 1.27% nonperforming loans and a 3.77% Texas Ratio. It operates 2 branches, primarily in Ohio.
Headquarters Profile
- Address
- 314 Park Ave, IRONTON, OH 45638
- County
- Lawrence
- Metro Area
- HUNTINGTON-ASHLAND, WV-KY-OH
- Charter
- State-chartered stock savings and loan association, FDIC-supervised (pre-2011 OTS)
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- January 1, 1896
- Branches
- 2 domestic
- Employees (FTE)
- 11
- FDIC Cert
- 28463
- Fed RSSD
- 534073
- Website
- www.libbk.com →
- Parent Holding Company
- LIBERTY FEDERAL BANCORP INC. (RSSD 4099347)
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Liberty Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Liberty Bank
What are Liberty Bank's total assets?
As of the Q1 2026 filing, Liberty Bank reported total assets of $56.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Liberty Bank headquartered?
Liberty Bank is headquartered in IRONTON, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Liberty Bank founded?
Liberty Bank was established in 1896, per the FDIC institution directory.
Is Liberty Bank FDIC-insured?
Yes. Liberty Bank is an FDIC-insured commercial bank (FDIC Certificate #28463). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Liberty Bank?
Liberty Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Liberty Bank operate?
Liberty Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Liberty Bank's Texas Ratio?
Liberty Bank's Texas Ratio is 3.77% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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