HSBC Trust Company (Delaware), N.A.
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Data as of · sourced from FFIEC call reports. How we update
HSBC Trust Company (Delaware), N.A. is an FDIC-insured commercial bank headquartered in Wilmington, DE, established in 2005 (FDIC certificate 58188), and it is supervised by the OCC. At Q2 2026 it reported total assets of $57.2M, up 0.2% from Q2 2025, the 15th largest of 16 banks headquartered in Delaware.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 58188
- Headquarters
- Wilmington, DE
- Established
- 2005
- Total assets, Q2 2026
- $57.2M
- Assets vs Q2 2025
- +0.2%
- Capital ratio
- Not reported
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 031101208
- Latest call report
- Q2 2026, FFIEC 041 · HSBC Trust Company (Delaware), N.A. call report
- Holding company
- HSBC USA INC.
- Asset rank in state
- 15th of 16 in Delaware
HSBC Trust Company (Delaware), N.A. is one of the more profitable banks of its size. Its balance sheet stood at $57 million at June 30, 2026; it is based in Wilmington, Delaware. It earns about $4.60 a year on every $100 of assets, 4.4 times the median of $1.04 for the 533 banks with less than $100 million in assets. It also spends about 21 cents to bring in each dollar of revenue, about a third the median of 69 cents for banks its size.
As of June 30, 2026, HSBC Trust Company (Delaware), N.A. reported a return on assets of 4.60% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, HSBC Trust Company (Delaware), N.A. is the 15th largest of the 16 banks headquartered in Delaware. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.9% to $57.2M, deposits rose 0.2%. The FDIC Summary of Deposits lists a single office for it, in Wilmington, DE. On its Q2 2026 call report, HSBC Trust Company (Delaware), N.A. meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 300 Delaware Ave Ste 1401, Wilmington, DE 19801
- County
- New Castle
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- July 1, 2005
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 2
- Domestic deposits
- $500K
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $56.9M
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- November 24, 2006
- FDIC Cert
- 58188
- Fed RSSD
- 3357620
- Website
- http://www.hsbc.com →
- Parent Holding Company
- HSBC USA INC. (RSSD 1020201)
- Ultimate Parent
- HSBC HOLDINGS PLC (RSSD 1857108)
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, HSBC Trust Company (Delaware), N.A. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
HSBC Trust Company (Delaware), N.A.'s total assets moved between a low of $56.4M (Q4 2025) and a high of $58.8M (Q3 2024) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$57.2M total assets against $57.0M; $1.5M total liabilities against $1.7M.
$0 net loans and leases against $0; $500K total deposits against $500K.
$0 securities against $0; $55.3M cash and balances due against $55.3M.
$523K total interest income against $627K; $0 total interest expense against $0.
$523K net interest income against $627K.
$557K total noninterest income against $461K; $227K total noninterest expense against $220K.
No provision recorded in the last 12 quarters.
$655K net income against $652K.
4.60% return on assets against 4.58%; 3.75% net interest margin against 4.49%.
97.77% tier 1 leverage ratio against 97.12%.
Inside the full HSBC Trust Company (Delaware), N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeHSBC Trust Company (Delaware), N.A. rankings
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 4.52% (Q1 2026) to 5.17% (Q3 2024) and its net interest margin ran from 3.71% (Q1 2026) to 5.54% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 97.77% | 4.60% | — | 0.00% | 3.75% |
| Q1 2026 | 97.78% | 4.52% | — | 0.00% | 3.71% |
| Q4 2025 | 96.65% | 4.96% | — | 0.00% | 4.03% |
| Q3 2025 | 96.82% | 4.69% | — | 0.00% | 4.54% |
| Q2 2025 | 97.12% | 4.58% | — | 0.00% | 4.49% |
| Q1 2025 | 97.32% | 4.69% | — | 0.00% | 4.45% |
| Q4 2024 | 94.20% | 4.56% | — | 0.00% | 4.79% |
| Q3 2024 | 96.97% | 5.17% | — | 0.00% | 5.54% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| HSBC Trust Company (Delaware), N.A. (main office) | Wilmington , DE | 19801 | $500K |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in DE, rank 30 of 31 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about HSBC Trust Company (Delaware), N.A.
What are HSBC Trust Company (Delaware), N.A.'s total assets?
As of the Q2 2026 filing, HSBC Trust Company (Delaware), N.A. reported total assets of $57.2 million in its FFIEC call report.
Where is HSBC Trust Company (Delaware), N.A. headquartered?
It is headquartered in Wilmington, DE, United States.
When was HSBC Trust Company (Delaware), N.A. founded?
It was established in 2005, per the FDIC institution directory.
Is HSBC Trust Company (Delaware), N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58188). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates HSBC Trust Company (Delaware), N.A.?
HSBC Trust Company (Delaware), N.A.'s primary federal regulator is the OCC.
How many branches does HSBC Trust Company (Delaware), N.A. operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is HSBC Trust Company (Delaware), N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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