Fortuna Bank
BankRegReports is independent of Fortuna Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Fortuna Bank is an FDIC-insured commercial bank headquartered in Grandview Heights, OH, established in 2024 (FDIC certificate 59330), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $57.3M, up 30.6% from Q2 2025, the 145th largest of 154 banks headquartered in Ohio. It reports no CET1 ratio; its Tier 1 leverage ratio was 34.14% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 59330
- Headquarters
- Grandview Heights, OH
- Established
- 2024
- Total assets, Q2 2026
- $57.3M
- Assets vs Q2 2025
- +30.6%
- Tier 1 leverage ratio, Q2 2026
- 34.14%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 044016005
- Asset rank in state
- 145th of 154 in Ohio
Fortuna Bank spends more to run itself than most banks of its size. It reported $57 million in assets at June 30, 2026, up 30.6% from a year earlier. It loses about $3.42 a year on every $100 of assets, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median $1.06). It also pays an average of 3.18% on its deposits and borrowings, about double the median of 1.53% for banks its size.
It lost $448,000 in the quarter. Its margin is thin by comparison: it keeps 3.16 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.87 cents).
As of June 30, 2026, Fortuna Bank reported a return on assets of -3.42%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Fortuna Bank is the 145th largest of the 154 banks headquartered in Ohio. From Q1 2026 to Q2 2026, its total assets rose 15.5% to $57.3M, loans rose 14.2% and deposits rose 26.3%. The largest part of its loan book on June 30, 2026 was owner-occupied commercial real estate loans, at 27.6% of total loans, ahead of non-owner-occupied commercial real estate loans at 24.5%. The FDIC Summary of Deposits lists a single office for it, in Grandview Heights, OH. By the capital ratios in its Q2 2026 call report, Fortuna Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 871 Goodale Blvd, Grandview Heights, OH 43212
- County
- Franklin
- Metro Area
- Columbus, OH
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 9, 2024
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 17
- Domestic deposits
- $38.0M
- Allowance for credit losses
- $322K
- Net charge-offs (YTD)
- $0
- Average total assets
- $52.5M
- Average total loans
- $25.1M
- Average interest-bearing deposits
- $30.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 9, 2024
- FDIC Cert
- 59330
- Fed RSSD
- 5837377
- Website
- www.fortunabank.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Fortuna Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Fortuna Bank's total assets moved between a low of $37.3M (Q1 2025) and a high of $57.3M (Q2 2026) from Q1 2025 to Q2 2026, and it posted no profit in any of the 6 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$57.3M total assets against $43.9M; $39.4M total liabilities against $24.3M.
$27.5M net loans and leases against $4.0M; $38.0M total deposits against $23.0M.
$17.7M securities against $10.5M; $8.9M cash and balances due against $27.0M.
$697K total interest income against $434K; $283K total interest expense against $165K.
$414K net interest income against $269K.
$45K total noninterest income against $0; $987K total noninterest expense against $540K.
$38K provision for credit losses against $13K.
-$448K net income against -$155K.
-3.42% return on assets against -1.53%; 3.16% net interest margin against 2.80%.
34.14% tier 1 leverage ratio against 48.33%.
Inside the full Fortuna Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 7 quarters
Across the 7 quarters to Q2 2026, its return on assets ran from -8.28% (Q4 2024) to -1.53% (Q2 2025) and its net interest margin ran from 1.42% (Q4 2024) to 3.32% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 34.14% | -3.42% | 0.00% | 0.00% | 3.16% |
| Q1 2026 | 41.17% | -4.70% | 0.00% | 0.00% | 3.32% |
| Q4 2025 | 45.08% | -3.66% | 0.00% | 0.00% | 3.02% |
| Q3 2025 | 46.42% | -2.66% | 0.00% | 0.00% | 3.07% |
| Q2 2025 | 48.33% | -1.53% | 0.00% | 0.00% | 2.80% |
| Q1 2025 | 62.23% | -4.24% | 0.00% | 0.00% | 3.13% |
| Q4 2024 | 92.96% | -8.28% | — | 0.00% | 1.42% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Fortuna Bank (main office) | Grandview Heights , OH | 43212 | $38.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OH, rank 173 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Fortuna Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Fortuna Bank
What are Fortuna Bank's total assets?
As of the Q2 2026 filing, Fortuna Bank reported total assets of $57.3 million in its FFIEC call report.
Where is Fortuna Bank headquartered?
It is headquartered in Grandview Heights, OH, United States.
When was Fortuna Bank founded?
It was established in 2024, per the FDIC institution directory.
Is Fortuna Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #59330). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Fortuna Bank?
Fortuna Bank's primary federal regulator is the FDIC.
How many branches does Fortuna Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Fortuna Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Fortuna Bank.
Get an email when Fortuna Bank files its next call report, and benchmark it against any peer you choose.
Unlock Fortuna Bank, freeFree account