The Farmers State Bank of Blue Mound
Also written as FSB of Blue Mound
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Data as of · sourced from FFIEC call reports. How we update
The Farmers State Bank of Blue Mound is an FDIC-insured commercial bank headquartered in Blue Mound, KS, supervised by the FDIC, with $57.6M in total assets at Q2 2026, up 7.1% from Q2 2025, the 161st largest of 182 banks headquartered in Kansas. It was established in 1913 and holds FDIC certificate 17629. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17629
- Headquarters
- Blue Mound, KS
- Established
- 1913
- Total assets, Q2 2026
- $57.6M
- Assets vs Q2 2025
- +7.1%
- Tier 1 leverage ratio, Q2 2026
- 11.61%
- Domestic offices
- 3 · The Farmers State Bank of Blue Mound branches FDIC institution directory, current count
- Routing number
- 101111490
- Safety and soundness
- Is The Farmers State Bank of Blue Mound safe?
- Latest call report
- Q2 2026, FFIEC 051 · The Farmers State Bank of Blue Mound Q3 2026 call report, filed October 28, 2026 (preliminary)
- Holding company
- KANSAS INVESTORS BANCSHARES, INC.
- Asset rank in state
- 161st of 182 in Kansas
The Farmers State Bank of Blue Mound earns an unusually wide margin on its lending. Based in Blue Mound, Kansas, it had $58 million in assets at June 30, 2026, up 7.1% from a year earlier. It keeps 5.22 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 533 banks with less than $100 million in assets (median 3.91 cents). It also grew its loan book 35.7% over the year, 13.8 times the median of 2.6% for banks its size.
Loans are outrunning deposits: over the year loans rose 35.7% and deposits rose 6.4%. Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.20% of loans from 0.92%. Concentration is the risk to watch: it holds commercial real estate loans worth 1.3 times its capital, 4.2 times the median of 30% for banks its size.
As of June 30, 2026, The Farmers State Bank of Blue Mound reported a return on assets of 1.34%, a nonperforming-loan ratio of 0.20% and a Texas ratio of 1.47%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Farmers State Bank of Blue Mound is the 161st largest of the 182 banks headquartered in Kansas. From Q1 2026 to Q2 2026, its total assets rose 9.5% to $57.6M, loans rose 20.4% and deposits rose 4.9%. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 38.5% of total loans, followed by non-owner-occupied commercial real estate loans at 12.4%. The FDIC Summary of Deposits lists 3 offices for it, in Pleasanton, KS, Garnett, KS and Blue Mound, KS; its Pleasanton office books 40% of its branch deposits. By the capital ratios in its Q2 2026 call report, The Farmers State Bank of Blue Mound meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 205 South Fifth Street, Blue Mound, KS 66010
- County
- Linn
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 1, 1913
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 15
- Domestic deposits
- $47.9M
- Allowance for credit losses
- $371K
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $55.1M
- Average total loans
- $45.6M
- Average interest-bearing deposits
- $34.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 12, 1956
- FDIC Cert
- 17629
- Fed RSSD
- 1017854
- Website
- WWW.FSBKANSAS.COM →
- Parent Holding Company
- KANSAS INVESTORS BANCSHARES, INC. (RSSD 6054443)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Farmers State Bank of Blue Mound reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, The Farmers State Bank of Blue Mound's total assets ranged from $49.5M (Q4 2023) to $57.7M (Q4 2024), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$57.6M total assets against $53.8M; $50.4M total liabilities against $45.2M.
$48.4M net loans and leases against $35.5M; $47.9M total deposits against $45.0M.
$4.1M securities against $9.9M; $925K cash and balances due against $5.1M.
$865K total interest income against $823K; $220K total interest expense against $208K.
$645K net interest income against $615K.
$47K total noninterest income against $57K; $474K total noninterest expense against $430K.
$30K provision for credit losses against $0.
$185K net income against $254K.
1.34% return on assets against 1.84%; 5.22% net interest margin against 4.50%.
11.61% tier 1 leverage ratio against 16.44%.
Inside the full The Farmers State Bank of Blue Mound terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
The Farmers State Bank of Blue Mound rankings
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -2.15% (Q3 2025) to 2.51% (Q4 2024) and its net interest margin ran from 4.50% (Q2 2025) to 5.90% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.61% | 1.34% | 0.20% | 1.47% | 5.22% |
| Q1 2026 | 11.23% | 1.31% | 0.20% | 1.30% | 5.90% |
| Q4 2025 | 10.76% | -0.30% | 0.10% | 0.68% | — |
| Q3 2025 | 8.65% | -2.15% | 0.05% | 0.37% | 5.02% |
| Q2 2025 | 16.44% | 1.84% | 0.92% | 3.66% | 4.50% |
| Q1 2025 | 15.88% | 1.35% | 0.14% | 0.57% | 4.79% |
| Q4 2024 | 15.71% | 2.51% | 0.05% | 0.20% | 4.89% |
| Q3 2024 | 15.95% | 0.94% | 0.27% | 1.08% | 4.98% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pleasanton Branch | Pleasanton , KS | 66075 | $19.3M |
| Garnett Branch | Garnett , KS | 66032 | $14.8M |
| The Farmers State Bank of Blue Mound | Blue Mound , KS | 66010 | $13.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| August 11, 1990 | Structure Change | Acquired The Garnett Savings and Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| August 10, 1990 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 23, 1989 | Structure Change | Acquired Bank of Pleasanton Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 22, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in KS, rank 194 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Farmers State Bank of Blue Mound
What are The Farmers State Bank of Blue Mound's total assets?
As of the Q2 2026 filing, The Farmers State Bank of Blue Mound reported total assets of $57.6 million in its FFIEC call report.
Where is The Farmers State Bank of Blue Mound headquartered?
It is headquartered in Blue Mound, KS, United States.
When was The Farmers State Bank of Blue Mound founded?
It was established in 1913, per the FDIC institution directory.
Is The Farmers State Bank of Blue Mound FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17629). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Farmers State Bank of Blue Mound?
The Farmers State Bank of Blue Mound's primary federal regulator is the FDIC.
How many branches does The Farmers State Bank of Blue Mound operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Farmers State Bank of Blue Mound's Texas Ratio?
Its Texas Ratio is 1.47% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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