The Farmers State Bank of Blue Mound: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Farmers State Bank of Blue Mound of Blue Mound, KS against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.34% | 3.13% | -1.79% | 64th above |
| ROAE | 10.56% | 10.30% | +0.26% | 61st above |
| Net Interest Margin | 5.22% | 3.94% | +1.28% | 91st top |
| Efficiency Ratio | 65.32% | 76.33% | -11.01% | 60th above |
| PPNR / Avg Assets | 1.58% | 1.40% | +0.18% | 64th above |
| Yield on Earning Assets | 6.99% | 5.35% | +1.64% | 94th top |
| Cost of Funds | 1.88% | 1.70% | +0.18% | 33rd below |
| Net Interest Spread | 4.52% | 3.32% | +1.20% | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.16% | 1.34% | -1.18% | 55th above |
| NPA / Total Assets | 0.14% | 0.71% | -0.57% | 50th above |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 0.76% | 1.49% | -0.73% | 13th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 469.62% | 866.10% | -396.48% | 78th top |
| Texas Ratio | 1.47% | 8.27% | -6.80% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.61% | 17.65% | -6.04% | 34th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 12.58% | 16.45% | -3.87% | 50th above |
| TCE / Tangible Assets | 11.02% | 16.20% | -5.18% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.79% | 72.79% | +29.00% | 8th bottom |
| Core Deposit Ratio | 85.22% | 88.28% | -3.06% | 24th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.93% | 5.18% | -1.25% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.14% | 4.25% | +2.89% | 74th above |
| Loan Growth (Y/Y) | 35.73% | 6.71% | +29.02% | 95th top |
| Deposit Growth (Y/Y) | 6.36% | 3.72% | +2.64% | 71st above |
See The Farmers State Bank of Blue Mound's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Farmers State Bank of Blue Mound, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Farmers State Bank of Blue Mound profile, how to read a UBPR, or how this data updates.