The Farmers State Bank of Blue Mound: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 capital climbed 8.8% in Q2 2026, from $5.8M to $6.3M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.61% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $6.3M |
| Tier 1 capital | $6.3M |
| Total risk-based capital | — |
| Total equity capital | $7.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.58% |
| Tangible equity to tangible assets | 11.02% |
| Equity capital to average assets | 13.16% |
| Internal capital growth rate | 10.93% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $120K |
| Common stock surplus | $6.7M |
| Retained earnings | $481K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$33K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 16.62% | 14.66% | 14.66% |
| Q4 2023 | 16.59% | 15.93% | 15.93% |
| Q1 2024 | 17.57% | 15.47% | 15.47% |
| Q2 2024 | 16.27% | 14.08% | 14.08% |
| Q3 2024 | 15.95% | 15.00% | 15.00% |
| Q4 2024 | 15.71% | 14.36% | 14.36% |
| Q1 2025 | 15.88% | 14.88% | 14.88% |
| Q2 2025 | 16.44% | 15.97% | 15.97% |
| Q3 2025 | 8.65% | 8.81% | 8.81% |
| Q4 2025 | 10.76% | 12.58% | 10.81% |
| Q1 2026 | 11.23% | 12.87% | 11.13% |
| Q2 2026 | 11.61% | 12.58% | 11.02% |
The Farmers State Bank of Blue Mound regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank of Blue Mound, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank of Blue Mound profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17629) · FFIEC NIC profile (RSSD 1017854)