HSBC Trust Company (Delaware), N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Retained earnings, which rose 4.8% to $5.6M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 97.77% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $55.7M |
| Tier 1 capital | $55.7M |
| Total risk-based capital | — |
| Total equity capital | $55.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 97.41% |
| Tangible equity to tangible assets | 97.41% |
| Equity capital to average assets | 97.77% |
| Internal capital growth rate | 1.84% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.0M |
| Common stock surplus | $48.1M |
| Retained earnings | $5.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 97.74% | 97.48% | 97.48% |
| Q4 2023 | 97.46% | 97.54% | 97.54% |
| Q1 2024 | 97.52% | 97.51% | 97.51% |
| Q2 2024 | 97.38% | 97.09% | 97.09% |
| Q3 2024 | 96.97% | 96.67% | 96.67% |
| Q4 2024 | 94.20% | 97.33% | 97.33% |
| Q1 2025 | 97.32% | 97.37% | 97.37% |
| Q2 2025 | 97.12% | 96.95% | 96.95% |
| Q3 2025 | 96.82% | 96.61% | 96.61% |
| Q4 2025 | 96.65% | 97.77% | 97.77% |
| Q1 2026 | 97.78% | 97.83% | 97.83% |
| Q2 2026 | 97.77% | 97.41% | 97.41% |
HSBC Trust Company (Delaware), N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock HSBC Trust Company (Delaware), N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full HSBC Trust Company (Delaware), N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58188) · FFIEC NIC profile (RSSD 3357620)