State National Bank of Groom, the
State National Bank of Groom, the is an FDIC-insured commercial bank. Total assets stand at $61M. Earnings are mid-range — 1.14% ROA and a 3.99% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.35% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.36%. The bank operates from a single office.
Headquarters Profile
- Address
- 99 Broadway Ave, GROOM, TX 79039
- County
- Carson
- Metro Area
- AMARILLO, TX
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- May 1, 1925
- Branches
- 1 domestic
- Employees (FTE)
- 8
- FDIC Cert
- 3237
- Fed RSSD
- 460556
- Website
- www.snb.bank →
- Parent Holding Company
- GROOM BANCSHARES, INC. (RSSD 1103234)
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State National Bank of Groom, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about State National Bank of Groom, the
What are State National Bank of Groom, the's total assets?
As of the Q1 2026 filing, State National Bank of Groom, the reported total assets of $60.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is State National Bank of Groom, the headquartered?
State National Bank of Groom, the is headquartered in GROOM, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was State National Bank of Groom, the founded?
State National Bank of Groom, the was established in 1925, per the FDIC institution directory.
Is State National Bank of Groom, the FDIC-insured?
Yes. State National Bank of Groom, the is an FDIC-insured commercial bank (FDIC Certificate #3237). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State National Bank of Groom, the?
State National Bank of Groom, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does State National Bank of Groom, the operate?
State National Bank of Groom, the operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is State National Bank of Groom, the's Texas Ratio?
State National Bank of Groom, the's Texas Ratio is 7.16% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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