Asian Pacific National Bank
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Data as of · sourced from FFIEC call reports. How we update
Asian Pacific National Bank is an FDIC-insured commercial bank headquartered in San Gabriel, CA, established in 1990 (FDIC certificate 33013), and it is supervised by the OCC. At Q2 2026 it reported total assets of $56.9M, up 1.5% from Q2 2025, the 113th largest of 113 banks headquartered in California. It reports no CET1 ratio; its Tier 1 leverage ratio was 20.07% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 33013
- Headquarters
- San Gabriel, CA
- Established
- 1990
- Total assets, Q2 2026
- $56.9M
- Assets vs Q2 2025
- +1.5%
- Tier 1 leverage ratio, Q2 2026
- 20.07%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 122086944
- Asset rank in state
- 113th of 113 in California
Asian Pacific National Bank pays more for its money than most banks of its size. Based in San Gabriel, California, it had $57 million in assets at June 30, 2026, up 1.5% from a year earlier. It pays an average of 3.02% on its deposits and borrowings, about double the median of 1.53% for the 583 banks with less than $100 million in assets. On the other hand, it carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 1.4%).
Earnings jumped: net income for the quarter was $161,000, 81% above the same quarter a year earlier. Over the same year, loans grew 25.2% and deposits grew 2.2%. Concentration is the risk to watch: it holds commercial real estate loans worth 1.1 times its capital, 4.0 times the median of 26% for banks its size.
As of June 30, 2026, Asian Pacific National Bank reported a return on assets of 1.14%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 113 banks headquartered in California, Asian Pacific National Bank is the smallest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.1% to $56.9M, loans rose 12.0% and deposits fell 0.3%. Owner-occupied commercial real estate loans made up 58.3% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 33.6%. The FDIC Summary of Deposits lists a single office for it, in San Gabriel, CA. Judged on its Q2 2026 call report, Asian Pacific National Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 333 W Valley Blvd, San Gabriel, CA 91776
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 25, 1990
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 9
- Domestic deposits
- $45.1M
- Allowance for credit losses
- $582K
- Net charge-offs (YTD)
- $0
- Average total assets
- $56.5M
- Average total loans
- $34.4M
- Average interest-bearing deposits
- $40.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 25, 1990
- FDIC Cert
- 33013
- Fed RSSD
- 1462986
- Website
- www.asianpacificbank.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Asian Pacific National Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Asian Pacific National Bank's total assets moved between a low of $55.3M (Q1 2024) and a high of $58.2M (Q3 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$56.9M total assets against $56.1M; $45.6M total liabilities against $45.2M.
$34.5M net loans and leases against $27.4M; $45.1M total deposits against $44.2M.
$3.5M securities against $6.9M; $14.5M cash and balances due against $17.4M.
$830K total interest income against $780K; $343K total interest expense against $364K.
$487K net interest income against $416K.
$29K total noninterest income against $29K; $336K total noninterest expense against $356K.
No provision recorded in the last 12 quarters.
$161K net income against $89K.
1.14% return on assets against 0.64%; 3.70% net interest margin against 3.22%.
20.07% tier 1 leverage ratio against 19.75%.
Inside the full Asian Pacific National Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.20% (Q3 2024) to 1.14% (Q2 2026) and its net interest margin ran from 2.82% (Q3 2024) to 3.70% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 20.07% | 1.14% | 0.00% | 0.00% | 3.70% |
| Q1 2026 | 20.04% | 0.71% | 0.00% | 0.00% | 3.32% |
| Q4 2025 | 19.00% | 0.80% | 0.00% | 0.00% | 3.48% |
| Q3 2025 | 18.82% | 0.86% | 0.00% | 0.00% | 3.43% |
| Q2 2025 | 19.75% | 0.64% | 0.00% | 0.00% | 3.22% |
| Q1 2025 | 19.73% | 0.37% | 0.00% | 0.00% | 2.93% |
| Q4 2024 | 19.29% | 0.32% | 0.00% | 0.00% | 3.05% |
| Q3 2024 | 18.82% | 0.20% | 0.00% | 0.00% | 2.82% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Asian Pacific National Bank (main office) | San Gabriel , CA | 91776 | $45.1M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- January 24, 2005, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Asian Pacific National Bank
- Period: Most recent institution action January 24, 2005. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in CA, rank 160 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Asian Pacific National Bank
What are Asian Pacific National Bank's total assets?
As of the Q2 2026 filing, Asian Pacific National Bank reported total assets of $56.9 million in its FFIEC call report.
Where is Asian Pacific National Bank headquartered?
It is headquartered in San Gabriel, CA, United States.
When was Asian Pacific National Bank founded?
It was established in 1990, per the FDIC institution directory.
Is Asian Pacific National Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #33013). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Asian Pacific National Bank?
Asian Pacific National Bank's primary federal regulator is the OCC.
How many branches does Asian Pacific National Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Asian Pacific National Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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