Asian Pacific National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Asian Pacific National Bank of San Gabriel, CA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.14% | 3.14% | -2.00% | 55th above |
| ROAE | 5.71% | 10.42% | -4.71% | 34th below |
| Net Interest Margin | 3.70% | 3.93% | -0.23% | 40th below |
| Efficiency Ratio | 65.12% | 76.32% | -11.20% | 61st above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.27% | 1.40% | -0.13% | 52nd above |
| Yield on Earning Assets | 6.30% | 5.35% | +0.95% | 84th top |
| Cost of Funds | 3.02% | 1.70% | +1.32% | 8th bottom |
| Net Interest Spread | 2.86% | 3.31% | -0.45% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.66% | 1.49% | +0.17% | 74th above |
| Texas Ratio | 0.00% | 8.26% | -8.26% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 20.07% | 17.60% | +2.47% | 80th top |
| Equity / Assets | 19.89% | 16.42% | +3.47% | 80th top |
| TCE / Tangible Assets | 19.89% | 16.17% | +3.72% | 80th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.62% | 72.82% | +4.80% | 34th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.56% | 88.21% | +0.35% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.52% | 4.31% | -2.79% | 43rd below |
| Loan Growth (Y/Y) | 25.21% | 6.69% | +18.52% | 93rd top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.21% | 3.77% | -1.56% | 51st above |
See Asian Pacific National Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Asian Pacific National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Asian Pacific National Bank profile, how to read a UBPR, or how this data updates.