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Bessemer Trust Company of Delaware, N.A.

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Wilmington, DE Under $100M in assets RSSD #3310287 Routing #031150408

Data as of · sourced from FFIEC call reports. How we update

Bessemer Trust Company of Delaware, N.A. is an FDIC-insured bank headquartered in Wilmington, DE, with $40.4M in total assets at Q2 2026, up 17.0% from Q2 2025, the 16th largest of 16 banks headquartered in Delaware.

Charter
Bank
Deposit insurance
FDIC
FDIC certificate
Not reported
Headquarters
Wilmington, DE
Established
Not reported
Total assets, Q2 2026
$40.4M
Assets vs Q2 2025
+17.0%
Capital ratio
Not reported
Domestic offices
Not reported
Routing number
031150408
Asset rank in state
16th of 16 in Delaware
Assets
$40.4M
Deposits
$14K
Loans
$0
Equity
$36.8M

Bessemer Trust Company of Delaware, N.A., based in Wilmington, Delaware, reported $40 million in assets at June 30, 2026, up 17.0% from a year earlier. It pays an average of 0.00% on its deposits and borrowings, lower than about 9 in 10 of the 533 banks with less than $100 million in assets (median 1.53%). It also funds 86.33% of its assets with Tier 1 capital, 6.7 times the median of 12.81% for banks its size.

Earnings jumped: net income for the quarter was $6.5 million, 31% above the same quarter a year earlier.

As of June 30, 2026, Bessemer Trust Company of Delaware, N.A. reported a return on assets of 60.67% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Of the 16 banks headquartered in Delaware, Bessemer Trust Company of Delaware, N.A. is the smallest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 4.8% to $40.4M, deposits rose 100.0%. By the capital ratios in its Q2 2026 call report, Bessemer Trust Company of Delaware, N.A. meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Metro Area
Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
Federal Reserve member
—
Federal Reserve district
District 3, Philadelphia
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Employees (FTE)
23
Domestic deposits
$14K
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$42.6M
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
3310287
SEC CIK
1054074 → filed by BESSEMER GROUP, INCORPORATED, THE

Profitability

Q2 annualized
Return on Assets60.67%YTD 56.04%
Return on Equity73.54%YTD 69.50%
Net Interest Margin3.46%YTD 3.45%

Balance Sheet

Total liabilities$3.6M
Cash & balances due$4.7M
Securities, available-for-sale$19.9M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$6.5M
Net interest income YTD$499K
Total interest income YTD$499K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$43.6M
Total noninterest expense YTD$27.1M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bessemer Trust Company of Delaware, N.A. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Bessemer Trust Company of Delaware, N.A.'s total assets moved between a low of $30.3M (Q4 2023) and a high of $42.3M (Q3 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$40.4M total assets against $34.5M; $3.6M total liabilities against $3.9M.

Loans and leases against deposits

$0 net loans and leases against $0; $14K total deposits against $0.

Securities and cash

$20.2M securities against $790K; $4.7M cash and balances due against $19.4M.

Interest income against interest expense

$243K total interest income against $257K; $0 total interest expense against $0.

Net interest income

$243K net interest income against $257K.

Noninterest income against noninterest expense

$21.9M total noninterest income against $18.2M; $13.0M total noninterest expense against $11.5M.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

$6.5M net income against $4.9M.

Return on assets and net interest margin

60.67% return on assets against 48.40%; 3.46% net interest margin against 4.01%.

CET1 and Tier 1 leverage ratios

86.33% tier 1 leverage ratio against 75.25%.

Inside the full Bessemer Trust Company of Delaware, N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 48.40% (Q2 2025) to 63.44% (Q3 2025) and its net interest margin ran from 3.45% (Q1 2026) to 4.42% (Q3 2024).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 86.33% 60.67% — 0.00% 3.46%
Q1 2026 78.17% 51.44% — 0.00% 3.45%
Q4 2025 73.50% 63.15% — 0.00% 3.77%
Q3 2025 87.27% 63.44% — 0.00% 4.02%
Q2 2025 75.25% 48.40% — 0.00% 4.01%
Q1 2025 81.31% 56.20% — 0.00% 3.98%
Q4 2024 63.23% 55.19% — 0.00% 4.31%
Q3 2024 85.84% 52.38% — 0.00% 4.42%

Swipe the table sideways to see every column.

Regulatory record

Facts as filed or published, not a rating.

Not on file
Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Bessemer Trust Company of Delaware, N.A.: regulatory capital profile · BankRegReports

Frequently asked about Bessemer Trust Company of Delaware, N.A.

What are Bessemer Trust Company of Delaware, N.A.'s total assets?

As of the Q2 2026 filing, Bessemer Trust Company of Delaware, N.A. reported total assets of $40.4 million in its FFIEC call report.

Where is Bessemer Trust Company of Delaware, N.A. headquartered?

It is headquartered in Wilmington, DE, United States.

What is Bessemer Trust Company of Delaware, N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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