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Corn Growers State Bank

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Murdock, NE Under $100M in assets Est. January 3, 1950 FDIC #16868 RSSD #177555 Routing #104913750 FDIC

Data as of · sourced from FFIEC call reports. How we update

Corn Growers State Bank is an FDIC-insured commercial bank headquartered in Murdock, NE, established in 1950 (FDIC certificate 16868), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $40.3M, up 10.3% from Q2 2025, the 132nd largest of 138 banks headquartered in Nebraska. Its CET1 capital ratio was 13.63% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
16868
Headquarters
Murdock, NE
Established
1950
Total assets, Q2 2026
$40.3M
Assets vs Q2 2025
+10.3%
CET1 ratio, Q2 2026
13.63%
Domestic offices
1 FDIC institution directory, current count
Routing number
104913750
Latest call report
Q2 2026, FFIEC 051 · Corn Growers State Bank call report
Holding company
MCHUGH INVESTMENT COMPANY
Asset rank in state
132nd of 138 in Nebraska
Assets
$40.3M
Deposits
$35.3M
Loans
$27.7M
Equity
$3.0M

Corn Growers State Bank operates with a thinner capital cushion than most banks of its size. It reported $40 million in assets at June 30, 2026, up 10.3% from a year earlier. It funds 8.00% of its assets with Tier 1 capital, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 13.06%). It also grew its loan book 25.5% over the year, 10.0 times the median of 2.6% for banks its size.

Loans are outrunning deposits: over the year loans rose 25.5% and deposits rose 7.4%. Its $4.6 million commercial and industrial book is improving, with 4.86% past due or on nonaccrual, down from 16.36% a year earlier. Credit is the area to watch: it carries problem assets equal to 7.5% of the capital and reserves that would absorb them, 5.4 times the median of 1.4% for banks its size.

As of June 30, 2026, Corn Growers State Bank reported a CET1 capital ratio of 13.63%, a return on assets of 0.59%, a nonperforming-loan ratio of 0.87% and a Texas ratio of 7.49%. The figures come from its call report filed with the FFIEC.

By total assets at Q2 2026, Corn Growers State Bank is the 132nd largest of the 138 banks headquartered in Nebraska. From Q1 2026 to Q2 2026, its total assets rose 11.2% to $40.3M, loans rose 11.3% and deposits rose 6.6%. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 40.6% of total loans, followed by agricultural production loans at 22.5%. The FDIC Summary of Deposits lists a single office for it, in Murdock, NE. Judged on its Q2 2026 call report, Corn Growers State Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
333 Nebraska St, Murdock, NE 68407
County
Cass
Metro Area
Omaha, NE-IA
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
No
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 3, 1950
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
6
Domestic deposits
$35.3M
Allowance for credit losses
$214K
Net charge-offs (YTD)
$0
Average total assets
$39.0M
Average total loans
$26.1M
Average interest-bearing deposits
$33.6M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 11, 1950
FDIC Cert
16868
Fed RSSD
177555

Profitability

Q2 annualized
Return on Assets0.59%YTD 0.34%
Return on Equity7.80%YTD 4.47%
Net Interest Margin4.39%YTD 4.18%

Balance Sheet

Total liabilities$37.3M
Cash & balances due$5.4M
Securities, available-for-sale$5.6M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$58K
Net interest income YTD$733K
Total interest income YTD$911K
Total interest expense YTD$178K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$64K
Total noninterest expense YTD$700K

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Corn Growers State Bank's total assets ran between $35.4M (Q4 2024) and $40.3M (Q2 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$40.3M total assets against $36.5M; $37.3M total liabilities against $33.8M.

Loans and leases against deposits

$27.5M net loans and leases against $21.9M; $35.3M total deposits against $32.9M.

Securities and cash

$5.6M securities against $7.9M; $5.4M cash and balances due against $5.0M.

Interest income against interest expense

$466K total interest income against $417K; $86K total interest expense against $71K.

Net interest income

$380K net interest income against $346K.

Noninterest income against noninterest expense

$32K total noninterest income against $28K; $326K total noninterest expense against $261K.

Provision for credit losses

$0 provision for credit losses against $0.

Net income

$58K net income against $90K.

Return on assets and net interest margin

0.59% return on assets against 0.98%; 4.39% net interest margin against 4.05%.

CET1 and Tier 1 leverage ratios

13.63% CET1 capital ratio against 15.95%; 8.00% tier 1 leverage ratio against 8.05%.

Inside the full Corn Growers State Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from -0.09% (Q1 2025) to 1.11% (Q3 2025) and its net interest margin ran from 3.38% (Q3 2024) to 4.39% (Q2 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 13.63% 0.59% 0.87% 7.49% 4.39%
Q1 2026 15.28% 0.08% 0.11% 0.89% 3.97%
Q4 2025 15.05% 0.09% 0.09% 0.77% 4.00%
Q3 2025 15.73% 1.11% 0.19% 1.43% 4.12%
Q2 2025 15.95% 0.98% 0.58% 4.36% 4.05%
Q1 2025 15.92% -0.09% 0.35% 2.67% 3.54%
Q4 2024 14.83% 1.00% 0.17% 1.40% 3.45%
Q3 2024 13.70% 0.45% 0.31% 2.73% 3.38%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Corn Growers State Bank (main office) Murdock , NE 68407 $35.3M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in NE, rank 149 of 160 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
1 loans, $195K approved, $195K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2003 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Corn Growers State Bank: regulatory capital profile · BankRegReports

Frequently asked about Corn Growers State Bank

What are Corn Growers State Bank's total assets?

As of the Q2 2026 filing, Corn Growers State Bank reported total assets of $40.3 million in its FFIEC call report.

Where is Corn Growers State Bank headquartered?

It is headquartered in Murdock, NE, United States.

When was Corn Growers State Bank founded?

It was established in 1950, per the FDIC institution directory.

Is Corn Growers State Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #16868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Corn Growers State Bank?

Corn Growers State Bank's primary federal regulator is the FDIC.

What is Corn Growers State Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 13.63% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Corn Growers State Bank operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Corn Growers State Bank's Texas Ratio?

Its Texas Ratio is 7.49% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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