Bank of Mead
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Data as of · sourced from FFIEC call reports. How we update
Bank of Mead is an FDIC-insured commercial bank headquartered in Mead, NE, established in 1885 (FDIC certificate 13611), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $39.7M, up 7.0% from Q2 2025, the 133rd largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.13% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 13611
- Headquarters
- Mead, NE
- Established
- 1885
- Total assets, Q2 2026
- $39.7M
- Assets vs Q2 2025
- +7.0%
- Tier 1 leverage ratio, Q2 2026
- 10.13%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 104908040
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Mead call report
- Holding company
- SELKO BANCO, INC.
- Asset rank in state
- 133rd of 138 in Nebraska
Bank of Mead, based in Mead, Nebraska, reported $40 million in assets at June 30, 2026, up 7.0% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 1.4%). On the other hand, it keeps 3.01 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.87 cents).
Loans and deposits moved in opposite directions: over the year loans fell 5.2% and deposits rose 7.2%. Paper losses on its bond portfolio are shrinking: unrealized losses of $872,000 equal 22% of Tier 1 capital, down from 29% a year earlier. Where it has less room is capital: it funds 10.13% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 13.06%).
As of June 30, 2026, Bank of Mead reported a return on assets of 0.80%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Bank of Mead ranks as the 133rd largest of the 138 banks based in Nebraska, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 0.7% to $39.7M, loans rose 4.5% and deposits fell 1.1%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 39.0% of total loans, followed by agricultural production loans at 20.9%. Its 2 offices in the FDIC Summary of Deposits are in Mead, NE. By the capital ratios in its Q2 2026 call report, Bank of Mead meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 322 S Vine St, Mead, NE 68041
- County
- Saunders
- Metro Area
- Omaha, NE-IA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 1, 1885
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 5
- Domestic deposits
- $35.6M
- Allowance for credit losses
- $487K
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $39.6M
- Average total loans
- $16.1M
- Average interest-bearing deposits
- $28.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 13, 1934
- FDIC Cert
- 13611
- Fed RSSD
- 175458
- Website
- WWW.BANKOFMEAD.COM →
- Parent Holding Company
- SELKO BANCO, INC. (RSSD 1067206)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Mead reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Bank of Mead's total assets moved between a low of $34.2M (Q3 2023) and a high of $40.0M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$39.7M total assets against $37.1M; $35.7M total liabilities against $33.3M.
$16.1M net loans and leases against $17.0M; $35.6M total deposits against $33.2M.
$15.9M securities against $14.9M; $6.9M cash and balances due against $4.4M.
$402K total interest income against $384K; $115K total interest expense against $115K.
$287K net interest income against $269K.
$11K total noninterest income against $12K; $198K total noninterest expense against $179K.
-$1K provision for credit losses against $0.
$79K net income against $80K.
0.80% return on assets against 0.86%; 3.01% net interest margin against 3.00%.
10.13% tier 1 leverage ratio against 10.26%.
Inside the full Bank of Mead terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.68% (Q4 2025) to 1.00% (Q3 2025) and its net interest margin ran from 2.78% (Q1 2025) to 3.06% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.13% | 0.80% | 0.00% | 0.00% | 3.01% |
| Q1 2026 | 10.05% | 0.89% | 0.00% | 0.00% | 2.92% |
| Q4 2025 | 10.11% | 0.68% | 0.00% | 0.00% | 2.93% |
| Q3 2025 | 10.51% | 1.00% | 0.00% | 0.00% | 3.06% |
| Q2 2025 | 10.26% | 0.86% | 0.00% | 0.00% | 3.00% |
| Q1 2025 | 10.03% | 0.73% | 0.00% | 0.00% | 2.78% |
| Q4 2024 | 10.28% | 0.70% | 0.00% | 0.00% | 2.93% |
| Q3 2024 | 10.57% | 0.75% | 0.00% | 0.00% | 2.80% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Mead (main office) | Mead , NE | 68041 | $35.6M |
| Drive-In Facility | Mead , NE | 68041 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NE, rank 148 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $56K approved, $56K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2001 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Mead
What are Bank of Mead's total assets?
As of the Q2 2026 filing, Bank of Mead reported total assets of $39.7 million in its FFIEC call report.
Where is Bank of Mead headquartered?
It is headquartered in Mead, NE, United States.
When was Bank of Mead founded?
It was established in 1885, per the FDIC institution directory.
Is Bank of Mead FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Mead?
Bank of Mead's primary federal regulator is the FDIC.
How many branches does Bank of Mead operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Mead's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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