Bank of Mead: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q3 2026 was in Loan-to-deposit ratio: 4.58 percentage points higher than in Q2 2026, at 51.11%. Bank of Mead ranks 115th of 138 Nebraska banks on return on assets, in the lower half at 0.90% (Q3 2026). The median for banks in the < $100M asset tier is 0.98% on return on assets. Bank of Mead sits 0.08 points lower, at 0.90% (Q3 2026); the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.43% |
| Equity capital to assets | 10.07% |
| Tangible equity to tangible assets | 10.07% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.09% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 2.78% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 0.90% |
| Return on equity | 8.98% |
| Net interest margin | 3.15% |
| Efficiency ratio | 61.71% |
| Yield on earning assets | 4.37% |
| Cost of funds | 1.34% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 51.11% |
| Core deposits to total deposits | 98.35% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.34% |
| Securities to assets | 40.47% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q4 2023 | 10.39% | 0.55% | 2.64% | 0.00% | 0.00% |
| Q1 2024 | 10.49% | 0.59% | 2.66% | 0.00% | 0.16% |
| Q2 2024 | 10.27% | 0.81% | 2.78% | 0.00% | -0.03% |
| Q3 2024 | 10.57% | 0.75% | 2.80% | 0.00% | 0.00% |
| Q4 2024 | 10.28% | 0.70% | 2.93% | 0.00% | -0.02% |
| Q1 2025 | 10.03% | 0.73% | 2.78% | 0.00% | -0.03% |
| Q2 2025 | 10.26% | 0.86% | 3.00% | 0.00% | -0.02% |
| Q3 2025 | 10.51% | 1.00% | 3.06% | 0.00% | 0.00% |
| Q4 2025 | 10.11% | 0.68% | 2.93% | 0.00% | 0.00% |
| Q1 2026 | 10.05% | 0.89% | 2.92% | 0.00% | 0.00% |
| Q2 2026 | 10.13% | 0.80% | 3.01% | 0.00% | -0.02% |
| Q3 2026 | 10.43% | 0.90% | 3.15% | 0.00% | 0.09% |
Bank of Mead vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Mead, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Mead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13611) · FFIEC NIC profile (RSSD 175458)