Bank of Mead: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q3 2026 was in Loans and leases to core deposits: 4.65 percentage points higher than in Q2 2026, at 51.97%. Bank of Mead has the 10th lowest loan-to-deposit ratio of the 138 banks headquartered in Nebraska, at 51.11% as of Q3 2026. The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. Bank of Mead sits 16.81 points lower, at 51.11% (Q3 2026); the peer median is as of Q2 2026.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $20.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $459K |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 51.11% |
| Net loans and leases to deposits | 49.69% |
| Loans and leases to core deposits | 51.97% |
| Core deposits to total deposits | 98.35% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 52.20% | 100.00% | $1.1M | $500K |
| Q1 2024 | 47.66% | 100.00% | $0 | $0 |
| Q2 2024 | 48.84% | 100.00% | $0 | $0 |
| Q3 2024 | 50.57% | 100.00% | $0 | $0 |
| Q4 2024 | 50.94% | 100.00% | $0 | $0 |
| Q1 2025 | 46.20% | 100.00% | $0 | $0 |
| Q2 2025 | 52.62% | 99.24% | $0 | $0 |
| Q3 2025 | 51.57% | 99.25% | $0 | $0 |
| Q4 2025 | 47.93% | 99.23% | $0 | $0 |
| Q1 2026 | 44.06% | 98.36% | $0 | $0 |
| Q2 2026 | 46.53% | 98.33% | $0 | $0 |
| Q3 2026 | 51.11% | 98.35% | $459K | $0 |
Bank of Mead liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Mead, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Mead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13611) · FFIEC NIC profile (RSSD 175458)