Bank of Mead: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q2 2026, Net interest margin rose 0.14 percentage points in Q3 2026 to 3.15%, the biggest move on this page. Within Nebraska, Bank of Mead is 121st of 138 on net interest margin, 3.15% as of Q3 2026, below the middle of the field. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Bank of Mead sits 0.74 points lower, at 3.15% (Q3 2026); the peer median is as of Q2 2026.
Asset yields
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 4.37% |
| Yield on loans | 6.63% |
| Yield on securities | 2.44% |
Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 1.34% |
| Cost of interest-bearing deposits | 1.65% |
| Cost of interest-bearing liabilities | 1.66% |
| Cost of borrowings | 5.03% |
Spread and margin
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 3.15% |
| Yield to cost spread | 2.71% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $283K |
| Total interest expense | $117K |
| Interest expense on deposits | $115K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 3.73% | 1.21% | 2.64% | 6.02% | 1.70% |
| Q1 2024 | 3.76% | 1.19% | 2.66% | 6.08% | 1.68% |
| Q2 2024 | 3.94% | 1.26% | 2.78% | 6.23% | 1.69% |
| Q3 2024 | 4.05% | 1.37% | 2.80% | 6.46% | 1.69% |
| Q4 2024 | 4.15% | 1.33% | 2.93% | 6.55% | 1.91% |
| Q1 2025 | 4.01% | 1.33% | 2.78% | 6.37% | 1.80% |
| Q2 2025 | 4.26% | 1.37% | 3.00% | 6.58% | 2.09% |
| Q3 2025 | 4.37% | 1.43% | 3.06% | 6.71% | 2.09% |
| Q4 2025 | 4.25% | 1.44% | 2.93% | 6.63% | 2.16% |
| Q1 2026 | 4.09% | 1.27% | 2.92% | 6.42% | 2.19% |
| Q2 2026 | 4.20% | 1.29% | 3.01% | 6.52% | 2.37% |
| Q3 2026 | 4.37% | 1.34% | 3.15% | 6.63% | 2.44% |
Bank of Mead yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Mead, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Mead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13611) · FFIEC NIC profile (RSSD 175458)