First State Bank (Hordville, NE)
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Data as of · sourced from FFIEC call reports. How we update
First State Bank is an FDIC-insured commercial bank headquartered in Hordville, NE, established in 1906 (FDIC certificate 8604), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $46.8M, down 4.8% from Q2 2025, the 131st largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.20% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 8604
- Headquarters
- Hordville, NE
- Established
- 1906
- Total assets, Q2 2026
- $46.8M
- Assets vs Q2 2025
- -4.8%
- Tier 1 leverage ratio, Q2 2026
- 12.20%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 104907562
- Latest call report
- Q2 2026, FFIEC 051 · First State Bank call report
- Holding company
- FIRSTAND CO.
- Asset rank in state
- 131st of 138 in Nebraska
First State Bank, based in Hordville, Nebraska, reported $47 million in assets at June 30, 2026, down 4.8% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 1.4%). It also lost 4.8% of its deposits over the year, lower than about three-quarters of banks its size (median 2.5%).
Earnings fell sharply: quarterly net income of $48,000 was 42% below a year earlier. Profitability lags: it earns about $0.42 a year on every $100 of assets, about a third the median of $1.06 for banks its size.
As of June 30, 2026, First State Bank reported a return on assets of 0.42%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, First State Bank is the 131st largest of the 138 banks headquartered in Nebraska. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.9% to $46.8M, loans rose 5.1% and deposits rose 3.1%. Farmland and other real estate loans made up 41.3% of its total loans on June 30, 2026, its largest category; next came agricultural production loans at 30.2%. Its one office in the FDIC Summary of Deposits is in Hordville, NE. On its Q2 2026 call report, First State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 201 Main St, Hordville, NE 68846
- County
- Hamilton
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1906
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 6
- Domestic deposits
- $39.8M
- Allowance for credit losses
- $605K
- Net charge-offs (YTD)
- $0
- Average total assets
- $46.0M
- Average total loans
- $29.0M
- Average interest-bearing deposits
- $32.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8604
- Fed RSSD
- 284958
- Website
- FSBHORDVILLE.COM →
- Parent Holding Company
- FIRSTAND CO. (RSSD 2684589)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, First State Bank's total assets ran between $43.7M (Q4 2025) and $50.9M (Q1 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$46.8M total assets against $49.1M; $41.2M total liabilities against $43.6M.
$29.6M net loans and leases against $31.0M; $39.8M total deposits against $41.8M.
$3.7M securities against $6.4M; $12.4M cash and balances due against $10.8M.
$556K total interest income against $613K; $186K total interest expense against $213K.
$370K net interest income against $400K.
$23K total noninterest income against $8K; $329K total noninterest expense against $299K.
$0 provision for credit losses against $0.
$48K net income against $83K.
0.42% return on assets against 0.66%; 3.30% net interest margin against 3.21%.
12.20% tier 1 leverage ratio against 11.27%.
Inside the full First State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.02% (Q4 2025) to 0.74% (Q3 2024) and its net interest margin ran from 3.11% (Q1 2025) to 3.58% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.20% | 0.42% | 0.00% | 0.00% | 3.30% |
| Q1 2026 | 12.29% | 0.41% | 0.00% | 0.00% | 3.29% |
| Q4 2025 | 12.64% | 0.02% | 0.00% | 0.00% | 3.58% |
| Q3 2025 | 11.95% | 0.65% | 0.00% | 0.00% | 3.41% |
| Q2 2025 | 11.27% | 0.66% | 0.00% | 0.00% | 3.21% |
| Q1 2025 | 11.20% | 0.58% | 0.00% | 0.00% | 3.11% |
| Q4 2024 | 11.74% | 0.18% | 0.00% | 0.00% | 3.23% |
| Q3 2024 | 11.79% | 0.74% | 0.00% | 0.00% | 3.18% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Hordville , NE | 68846 | $39.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NE, rank 146 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First State Bank
What are First State Bank's total assets?
As of the Q2 2026 filing, First State Bank reported total assets of $46.8 million in its FFIEC call report.
Where is First State Bank headquartered?
It is headquartered in Hordville, NE, United States.
When was First State Bank founded?
It was established in 1906, per the FDIC institution directory.
Is First State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8604). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First State Bank?
First State Bank's primary federal regulator is the FDIC.
How many branches does First State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First State Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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