Boelus State Bank
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Data as of · sourced from FFIEC call reports. How we update
Boelus State Bank is an FDIC-insured commercial bank headquartered in Boelus, NE (FDIC certificate 17825), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $24.4M, up 4.3% from Q2 2025, the 137th largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 14.99% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17825
- Headquarters
- Boelus, NE
- Established
- Not reported
- Total assets, Q2 2026
- $24.4M
- Assets vs Q2 2025
- +4.3%
- Tier 1 leverage ratio, Q2 2026
- 14.99%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 104906602
- Latest call report
- Q2 2026, FFIEC 041 · Boelus State Bank call report
- Asset rank in state
- 137th of 138 in Nebraska
Boelus State Bank runs leaner than most banks of its size. The Boelus, Nebraska bank had $24 million in assets at June 30, 2026, up 4.3% from a year earlier. It spends about 41 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 69 cents). It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 1.4%).
Net income for the quarter slipped 23% from a year earlier, to $85,000. Its margin is thin by comparison: it keeps 3.06 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.87 cents).
As of June 30, 2026, Boelus State Bank reported a return on assets of 1.38%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Boelus State Bank is the 137th largest of the 138 banks headquartered in Nebraska. From Q1 2026 to Q2 2026, its total assets fell 3.1% to $24.4M, loans fell 1.1% and deposits fell 4.1%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 60.4% of total loans, ahead of farmland and other real estate loans at 25.8%. The FDIC Summary of Deposits lists a single office for it, in Boelus, NE. On its Q2 2026 call report, Boelus State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 523 Delaware St, Boelus, NE 68820
- County
- Howard
- Metro Area
- Grand Island, NE
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 4
- Domestic deposits
- $20.6M
- Allowance for credit losses
- $208K
- Net charge-offs (YTD)
- $0
- Average total assets
- $24.6M
- Average total loans
- $6.1M
- Average interest-bearing deposits
- $16.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1958
- FDIC Cert
- 17825
- Fed RSSD
- 472250
- Website
- boelusbank.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Boelus State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Boelus State Bank's total assets ranged from $21.6M (Q3 2023) to $25.1M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$24.4M total assets against $23.4M; $20.7M total liabilities against $19.9M.
$6.2M net loans and leases against $5.8M; $20.6M total deposits against $19.8M.
$3.8M securities against $411K; $14.2M cash and balances due against $17.0M.
$281K total interest income against $306K; $111K total interest expense against $120K.
$170K net interest income against $186K.
$0 total noninterest income against $2K; $71K total noninterest expense against $66K.
No provision recorded in the last 12 quarters.
$85K net income against $110K.
1.38% return on assets against 1.92%; 3.06% net interest margin against 3.34%.
14.99% tier 1 leverage ratio against 15.07%.
Inside the full Boelus State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.55% (Q4 2025) to 1.92% (Q2 2025) and its net interest margin ran from 2.83% (Q4 2025) to 3.43% (Q4 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.99% | 1.38% | 0.00% | 0.00% | 3.06% |
| Q1 2026 | 14.99% | 1.30% | 0.00% | 0.00% | 3.05% |
| Q4 2025 | 15.13% | 0.55% | 0.00% | 0.00% | 2.83% |
| Q3 2025 | 15.12% | 1.19% | 0.00% | 0.00% | 3.41% |
| Q2 2025 | 15.07% | 1.92% | 0.00% | 0.00% | 3.34% |
| Q1 2025 | 15.33% | 1.16% | 0.00% | 0.00% | 2.99% |
| Q4 2024 | 15.09% | 1.79% | 0.00% | 0.00% | 3.43% |
| Q3 2024 | 14.55% | 1.27% | 0.00% | 0.00% | 3.42% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Boelus State Bank (main office) | Boelus , NE | 68820 | $20.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NE, rank 156 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Boelus State Bank
What are Boelus State Bank's total assets?
As of the Q2 2026 filing, Boelus State Bank reported total assets of $24.4 million in its FFIEC call report.
Where is Boelus State Bank headquartered?
It is headquartered in Boelus, NE, United States.
Is Boelus State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Boelus State Bank?
Boelus State Bank's primary federal regulator is the FDIC.
How many branches does Boelus State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Boelus State Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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