Boelus State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 6.95 percentage points higher than in Q1 2026, at 15.75%. Boelus State Bank ranks 69th of 138 Nebraska banks on return on assets, in the upper half at 1.38% (Q2 2026). Boelus State Bank reported 1.38% on return on assets for Q2 2026, 0.41 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.99% |
| Equity capital to assets | 15.13% |
| Tangible equity to tangible assets | 15.13% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 3.27% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.38% |
| Return on equity | 9.33% |
| Net interest margin | 3.06% |
| Efficiency ratio | 41.38% |
| Yield on earning assets | 5.03% |
| Cost of funds | 2.11% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 30.86% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.59% |
| Securities to assets | 15.75% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 33.56% | 33.56% | 34.82% | 13.23% | 1.09% |
| Q4 2023 | — | — | — | 13.81% | 1.39% |
| Q1 2024 | 33.52% | 33.52% | 34.78% | 14.01% | 1.60% |
| Q2 2024 | 33.37% | 33.37% | 34.62% | 14.16% | 1.55% |
| Q3 2024 | — | — | — | 14.55% | 1.27% |
| Q4 2024 | 36.99% | 36.99% | 38.24% | 15.09% | 1.79% |
| Q1 2025 | 34.14% | 34.14% | 35.40% | 15.33% | 1.16% |
| Q2 2025 | 35.66% | 35.66% | 36.92% | 15.07% | 1.92% |
| Q3 2025 | — | — | — | 15.12% | 1.19% |
| Q4 2025 | 40.65% | 40.65% | 41.91% | 15.13% | 0.55% |
| Q1 2026 | — | — | — | 14.99% | 1.30% |
| Q2 2026 | — | — | — | 14.99% | 1.38% |
Boelus State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Boelus State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Boelus State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17825) · FFIEC NIC profile (RSSD 472250)