Boelus State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets climbed 0.81 percentage points in Q2 2026, from 14.32% to 15.13%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.99% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $3.7M |
| Tier 1 capital | $3.7M |
| Total risk-based capital | — |
| Total equity capital | $3.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.13% |
| Tangible equity to tangible assets | 15.13% |
| Equity capital to average assets | 14.99% |
| Internal capital growth rate | 9.44% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $75K |
| Common stock surplus | $775K |
| Retained earnings | $2.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 33.56% | 33.56% | 34.82% | 13.23% | $8.6M |
| Q4 2023 | — | — | — | 13.81% | — |
| Q1 2024 | 33.52% | 33.52% | 34.78% | 14.01% | $9.1M |
| Q2 2024 | 33.37% | 33.37% | 34.62% | 14.16% | $9.4M |
| Q3 2024 | — | — | — | 14.55% | — |
| Q4 2024 | 36.99% | 36.99% | 38.24% | 15.09% | $8.9M |
| Q1 2025 | 34.14% | 34.14% | 35.40% | 15.33% | $9.8M |
| Q2 2025 | 35.66% | 35.66% | 36.92% | 15.07% | $9.7M |
| Q3 2025 | — | — | — | 15.12% | — |
| Q4 2025 | 40.65% | 40.65% | 41.91% | 15.13% | $8.7M |
| Q1 2026 | — | — | — | 14.99% | — |
| Q2 2026 | — | — | — | 14.99% | — |
Boelus State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Boelus State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Boelus State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17825) · FFIEC NIC profile (RSSD 472250)