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Brookville Building and Savings Association

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Brookville, OH Under $100M in assets Est. January 1, 1903 FDIC #28663 RSSD #559179 Routing #242270737 FDIC

Data as of · sourced from FFIEC call reports. How we update

Brookville Building and Savings Association is an FDIC-insured commercial bank headquartered in Brookville, OH, established in 1903 (FDIC certificate 28663), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $41.2M, down 4.9% from Q2 2025. It reports no CET1 ratio; its Tier 1 leverage ratio was 20.01% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
28663
Headquarters
Brookville, OH
Established
1903
Total assets, Q2 2026
$41.2M
Assets vs Q2 2025
-4.9%
Tier 1 leverage ratio, Q2 2026
20.01%
Domestic offices
2 FDIC institution directory, current count
Routing number
242270737
Latest call report
Q2 2026, FFIEC 051 · Brookville Building and Savings Association call report
Assets
$41.2M
Deposits
$32.4M
Loans
$29.6M
Equity
$8.6M

Brookville Building and Savings Association, based in Brookville, Ohio, reported $41 million in assets at June 30, 2026, down 4.9% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 533 banks with less than $100 million in assets (median 1.9%). It also lost 6.3% of its deposits over the year, lower than about 9 in 10 banks its size (median 2.5%).

It lost $27,000 in the quarter. Over the same year, loans shrank 0.4% and deposits shrank 6.3%. Profitability lags: it is losing 1.2% a year on shareholders' equity, lower than about three-quarters of banks its size (median 8.6%).

As of June 30, 2026, Brookville Building and Savings Association reported a return on assets of -0.24%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Between Q1 2026 and Q2 2026, its total assets fell 7.1% to $41.2M, loans fell 0.7% and deposits fell 8.9%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 82.1% of total loans, ahead of construction and land development loans at 6.7%. Its 2 offices in the FDIC Summary of Deposits are in Brookville, OH and Lewisburg, OH; its Brookville office books 81% of its branch deposits. By the capital ratios in its Q2 2026 call report, Brookville Building and Savings Association meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
510 Arlington Rd, Brookville, OH 45309
County
Montgomery
Metro Area
Dayton-Kettering-Beavercreek, OH
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Chicago (Region 9)
Federal Reserve member
No
Federal Reserve district
District 4, Cleveland
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1903
Former names
The Brookville Building and Savings Association (1994)
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
8
Domestic deposits
$32.4M
Allowance for credit losses
$192K
Net charge-offs (YTD)
$0
Average total assets
$44.3M
Average total loans
$29.7M
Average interest-bearing deposits
$35.3M
Tax status
C corporation
Ownership
Mutual
Community bank
Yes
FDIC-insured since
August 9, 1989
FDIC Cert
28663
Fed RSSD
559179

Profitability

Q2 annualized
Return on Assets-0.24%YTD -0.08%
Return on Equity-1.25%YTD -0.42%
Net Interest Margin3.22%YTD 3.22%

Balance Sheet

Total liabilities$32.6M
Cash & balances due$4.5M
Securities, available-for-sale$6.0M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2-$27K
Net interest income YTD$689K
Total interest income YTD$976K
Total interest expense YTD$287K
Provision for credit losses YTD$40K

Operating & Funding

Total noninterest income YTD$40K
Total noninterest expense YTD$723K

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Brookville Building and Savings Association reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

From Q3 2023 to Q2 2026, Brookville Building and Savings Association's total assets ranged from $40.6M (Q1 2024) to $44.3M (Q1 2026), and it earned a profit in 4 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$41.2M total assets against $43.3M; $32.6M total liabilities against $34.7M.

Loans and leases against deposits

$29.4M net loans and leases against $29.6M; $32.4M total deposits against $34.5M.

Securities and cash

$6.0M securities against $6.3M; $4.5M cash and balances due against $6.2M.

Interest income against interest expense

$490K total interest income against $483K; $141K total interest expense against $156K.

Net interest income

$349K net interest income against $327K.

Noninterest income against noninterest expense

$21K total noninterest income against $17K; $368K total noninterest expense against $377K.

Provision for credit losses

$42K provision for credit losses against $0.

Net income

-$27K net income against -$21K.

Return on assets and net interest margin

-0.24% return on assets against -0.19%; 3.22% net interest margin against 3.10%.

CET1 and Tier 1 leverage ratios

20.01% tier 1 leverage ratio against 20.80%.

Inside the full Brookville Building and Savings Association terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Brookville Building and Savings Association rankings

How ranks are counted

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from -0.72% (Q3 2025) to 0.89% (Q1 2025) and its net interest margin ran from 2.73% (Q3 2024) to 3.22% (Q2 2026).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 20.01% -0.24% 0.00% 0.00% 3.22%
Q1 2026 20.15% 0.08% 0.00% 0.00% 3.21%
Q4 2025 20.40% -0.45% 0.00% 0.00% 3.14%
Q3 2025 20.51% -0.72% 0.00% 0.00% 3.16%
Q2 2025 20.80% -0.19% 0.00% 0.00% 3.10%
Q1 2025 21.46% 0.89% 0.00% 0.00% 3.04%
Q4 2024 20.91% -0.35% 0.00% 0.00% 2.95%
Q3 2024 21.02% -0.52% 0.00% 0.00% 2.73%

Swipe the table sideways to see every column.

Branch Network

View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–2 of 2
Branch Location ZIP Deposits
The Brookville Building and Savings Association Brookville , OH 45309 $26.2M
721 S. Commerce St Branch Lewisburg , OH 45338 $6.2M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in OH, rank 176 of 184 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
1 loans, $50K approved, $50K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 1995 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Frequently asked about Brookville Building and Savings Association

What are Brookville Building and Savings Association's total assets?

As of the Q2 2026 filing, Brookville Building and Savings Association reported total assets of $41.2 million in its FFIEC call report.

Where is Brookville Building and Savings Association headquartered?

It is headquartered in Brookville, OH, United States.

When was Brookville Building and Savings Association founded?

It was established in 1903, per the FDIC institution directory.

Is Brookville Building and Savings Association FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #28663). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Brookville Building and Savings Association?

Brookville Building and Savings Association's primary federal regulator is the FDIC.

How many branches does Brookville Building and Savings Association operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Brookville Building and Savings Association's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

What was Brookville Building and Savings Association previously called?

The charter now named Brookville Building and Savings Association has also operated as The Brookville Building and Savings Association (1994), per FDIC structure-change records.

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