Brookville Building and Savings Association: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 7.58 percentage points in Q2 2026, from 83.86% to 91.45%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Brookville Building and Savings Association is 6th from the bottom among 156 Ohio banks, -0.24% (Q2 2026). Brookville Building and Savings Association's return on assets of -0.24% is well below the 0.98% median for banks in the < $100M asset tier, a gap of 1.23 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 20.01% |
| Equity capital to assets | 20.94% |
| Tangible equity to tangible assets | 20.94% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.17% |
| Non-performing assets ratio | 0.12% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.57% |
| Allowance for credit losses to loans | 0.65% |
| Reserve coverage of non-performing loans | 384.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.24% |
| Return on equity | -1.25% |
| Net interest margin | 3.22% |
| Efficiency ratio | 98.61% |
| Yield on earning assets | 4.53% |
| Cost of funds | 1.46% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.45% |
| Core deposits to total deposits | 94.98% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 78.62% |
| Securities to assets | 14.69% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 21.47% | 0.29% | 3.31% | 0.00% | 0.00% |
| Q4 2023 | 21.96% | 0.42% | 3.21% | 0.00% | 0.00% |
| Q1 2024 | 23.21% | -0.57% | 2.79% | 2.08% | 0.00% |
| Q2 2024 | 22.28% | -3.14% | 3.01% | 0.00% | 7.96% |
| Q3 2024 | 21.02% | -0.52% | 2.73% | 0.00% | 0.00% |
| Q4 2024 | 20.91% | -0.35% | 2.95% | 0.00% | 0.00% |
| Q1 2025 | 21.46% | 0.89% | 3.04% | 0.00% | 0.00% |
| Q2 2025 | 20.80% | -0.19% | 3.10% | 0.00% | 0.00% |
| Q3 2025 | 20.51% | -0.72% | 3.16% | 0.00% | 0.00% |
| Q4 2025 | 20.40% | -0.45% | 3.14% | 0.00% | 0.00% |
| Q1 2026 | 20.15% | 0.08% | 3.21% | 0.00% | 0.00% |
| Q2 2026 | 20.01% | -0.24% | 3.22% | 0.17% | 0.00% |
Brookville Building and Savings Association vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Brookville Building and Savings Association, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brookville Building and Savings Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28663) · FFIEC NIC profile (RSSD 559179)