Brookville Building and Savings Association: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on securities fell 0.44 percentage points in Q2 2026 to 1.54%, the biggest move on this page. Brookville Building and Savings Association ranks 111th of 156 Ohio banks on net interest margin, in the lower half at 3.22% (Q2 2026). Brookville Building and Savings Association reported 3.22% on net interest margin for Q2 2026, 0.67 points below the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.53% |
| Yield on loans | 5.40% |
| Yield on securities | 1.54% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.46% |
| Cost of interest-bearing deposits | 1.85% |
| Cost of interest-bearing liabilities | 1.85% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.22% |
| Yield to cost spread | 2.68% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $401K |
| Total interest expense | $141K |
| Interest expense on deposits | $141K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.26% | 1.06% | 3.31% | 4.86% | 2.26% |
| Q4 2023 | 4.27% | 1.21% | 3.21% | 4.84% | 2.26% |
| Q1 2024 | 3.97% | 1.38% | 2.79% | 4.50% | 1.91% |
| Q2 2024 | 4.36% | 1.54% | 3.01% | 5.02% | 1.84% |
| Q3 2024 | 4.34% | 1.82% | 2.73% | 4.99% | 1.77% |
| Q4 2024 | 4.61% | 1.76% | 2.95% | 5.13% | 1.80% |
| Q1 2025 | 4.51% | 1.66% | 3.04% | 5.20% | 1.77% |
| Q2 2025 | 4.58% | 1.68% | 3.10% | 5.30% | 1.86% |
| Q3 2025 | 4.68% | 1.71% | 3.16% | 5.46% | 1.72% |
| Q4 2025 | 4.61% | 1.65% | 3.14% | 5.41% | 1.81% |
| Q1 2026 | 4.58% | 1.52% | 3.21% | 5.38% | 1.98% |
| Q2 2026 | 4.53% | 1.46% | 3.22% | 5.40% | 1.54% |
Brookville Building and Savings Association yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Brookville Building and Savings Association, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brookville Building and Savings Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28663) · FFIEC NIC profile (RSSD 559179)