Brookville Building and Savings Association: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio climbed 7.58 percentage points in Q2 2026, from 83.86% to 91.45%. It was the largest change from Q1 2026 among the key lines here. Within Ohio, Brookville Building and Savings Association is 41st of 156 on loan-to-deposit ratio, 91.45% as of Q2 2026, above the middle of the field. Brookville Building and Savings Association reported 91.45% on loan-to-deposit ratio for Q2 2026, 23.82 points above the 67.62% median for banks in the < $100M asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $29.6M |
| Net loans and leases | $29.4M |
| Loans held for sale | $0 |
| Loans to total assets | 71.90% |
| Loan-to-deposit ratio | 91.45% |
| Net loans to equity capital | 3.41% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 4.33% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 2.54% |
| Consumer | 0.48% |
| Credit cards | 0.00% |
| Farm | 3.81% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 28.36% |
| Construction concentration (Tier 1 capital + allowance) | 22.13% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $401K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $26.5M | $34.6M | 6.53% | 6.86% | 1.18% |
| Q4 2023 | $27.6M | $32.7M | 6.12% | 7.19% | 1.12% |
| Q1 2024 | $27.4M | $31.5M | 6.01% | 6.60% | 0.98% |
| Q2 2024 | $28.9M | $34.3M | 6.77% | 2.86% | 0.93% |
| Q3 2024 | $29.2M | $33.8M | 5.75% | 2.91% | 0.83% |
| Q4 2024 | $29.4M | $33.8M | 5.66% | 3.40% | 0.63% |
| Q1 2025 | $29.6M | $33.8M | 5.50% | 3.31% | 0.63% |
| Q2 2025 | $29.7M | $34.5M | 5.35% | 3.04% | 0.66% |
| Q3 2025 | $28.8M | $35.0M | 4.62% | 2.91% | 0.74% |
| Q4 2025 | $29.4M | $35.2M | 4.93% | 2.85% | 0.63% |
| Q1 2026 | $29.8M | $35.5M | 4.73% | 2.87% | 0.55% |
| Q2 2026 | $29.6M | $32.4M | 4.33% | 2.54% | 0.48% |
Brookville Building and Savings Association loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Brookville Building and Savings Association, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brookville Building and Savings Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28663) · FFIEC NIC profile (RSSD 559179)