The Private Trust Company, N.A.
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Data as of · sourced from FFIEC call reports. How we update
The Private Trust Company, N.A. is an FDIC-insured bank headquartered in Cleveland, OH. At Q2 2026 it reported total assets of $34.4M, up 13.2% from Q2 2025.
- Charter
- Bank
- Deposit insurance
- FDIC
- FDIC certificate
- Not reported
- Headquarters
- Cleveland, OH
- Established
- Not reported
- Total assets, Q2 2026
- $34.4M
- Assets vs Q2 2025
- +13.2%
- Capital ratio
- Not reported
- Domestic offices
- Not reported
- Routing number
- 041050022
- Latest call report
- Q2 2026, FFIEC 051 · The Private Trust Company, N.A. call report
The Private Trust Company, N.A. is one of the more profitable banks of its size. Based in Cleveland, Ohio, it had $34 million in assets at June 30, 2026, up 13.2% from a year earlier. It returns 21.1% a year on shareholders' equity, 2.5 times the median of 8.6% for the 583 banks with less than $100 million in assets. It also holds common equity equal to 242.64% of its risk-weighted assets, 11.0 times the median of 22.08% for banks its size. Much of that comes from cost control: it spends about 57 cents to bring in each dollar of revenue.
Earnings fell sharply: quarterly net income of $1.6 million was 34% below a year earlier.
As of June 30, 2026, The Private Trust Company, N.A. reported a CET1 capital ratio of 242.64%, a return on assets of 18.95% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
From Q1 2026 to Q2 2026, its total assets rose 5.1% to $34.4M. By the capital ratios in its Q2 2026 call report, The Private Trust Company, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Metro Area
- Cleveland, OH
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Employees (FTE)
- 49
- Domestic deposits
- $0
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $34.7M
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Fed RSSD
- 2328285
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, The Private Trust Company, N.A.'s total assets ran between $24.4M (Q4 2023) and $34.4M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$34.4M total assets against $30.4M; $2.4M total liabilities against $2.1M.
$0 net loans and leases against $0; $0 total deposits against $0.
$23.2M securities against $15.5M; $5.1M cash and balances due against $10.3M.
$178K total interest income against $166K; $0 total interest expense against $0.
$178K net interest income against $166K.
$5.0M total noninterest income against $6.1M; $2.9M total noninterest expense against $2.9M.
No provision recorded in the last 12 quarters.
$1.6M net income against $2.5M.
18.95% return on assets against 33.26%; 3.81% net interest margin against 4.16%.
242.64% CET1 capital ratio against 600.52%; 91.77% tier 1 leverage ratio against 94.32%.
Inside the full The Private Trust Company, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 14.90% (Q4 2024) to 33.26% (Q2 2025) and its net interest margin ran from 3.81% (Q2 2026) to 4.27% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 242.64% | 18.95% | — | 0.00% | 3.81% |
| Q1 2026 | 416.99% | 28.44% | — | 0.00% | 4.07% |
| Q4 2025 | 463.65% | 24.92% | — | 0.00% | 3.83% |
| Q3 2025 | 515.07% | 26.48% | — | 0.00% | 4.27% |
| Q2 2025 | 600.52% | 33.26% | — | 0.00% | 4.16% |
| Q1 2025 | 767.16% | 26.99% | — | 0.00% | 4.09% |
| Q4 2024 | 912.61% | 14.90% | — | 0.00% | 4.03% |
| Q3 2024 | 898.63% | 18.12% | — | 0.00% | 3.82% |
Swipe the table sideways to see every column.
Regulatory record
Facts as filed or published, not a rating.
- Not on file
- Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Private Trust Company, N.A.
What are The Private Trust Company, N.A.'s total assets?
As of the Q2 2026 filing, The Private Trust Company, N.A. reported total assets of $34.4 million in its FFIEC call report.
Where is The Private Trust Company, N.A. headquartered?
It is headquartered in Cleveland, OH, United States.
What is The Private Trust Company, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 242.64% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
What is The Private Trust Company, N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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