The Private Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Cet1 capital ratio dropped 174.34 percentage points in Q2 2026, from 416.99% to 242.64%. It was the largest change from Q1 2026 among the key lines here. Against a median of 0.98% for banks in the < $100M asset tier, The Private Trust Company, N.A. reported 18.95% on return on assets in Q2 2026, 17.97 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 242.64% |
| Tier 1 risk-based capital ratio | 242.64% |
| Total risk-based capital ratio | 242.64% |
| Tier 1 leverage ratio | 91.77% |
| Equity capital to assets | 92.94% |
| Tangible equity to tangible assets | 92.51% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 18.95% |
| Return on equity | 21.12% |
| Net interest margin | 3.81% |
| Efficiency ratio | 56.79% |
| Yield on earning assets | 3.81% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 67.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 1032.25% | 1032.25% | 1032.25% | 80.77% | 22.45% |
| Q4 2023 | 1097.82% | 1097.82% | 1097.82% | 90.22% | 28.98% |
| Q1 2024 | 736.69% | 736.69% | 736.69% | 92.71% | 26.55% |
| Q2 2024 | 519.49% | 519.49% | 519.49% | 91.88% | 17.22% |
| Q3 2024 | 898.63% | 898.63% | 898.63% | 91.91% | 18.12% |
| Q4 2024 | 912.61% | 912.61% | 912.61% | 78.68% | 14.90% |
| Q1 2025 | 767.16% | 767.16% | 767.16% | 91.77% | 26.99% |
| Q2 2025 | 600.52% | 600.52% | 600.52% | 94.32% | 33.26% |
| Q3 2025 | 515.07% | 515.07% | 515.07% | 92.71% | 26.48% |
| Q4 2025 | 463.65% | 463.65% | 463.65% | 80.08% | 24.92% |
| Q1 2026 | 416.99% | 416.99% | 416.99% | 90.21% | 28.44% |
| Q2 2026 | 242.64% | 242.64% | 242.64% | 91.77% | 18.95% |
The Private Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Private Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Private Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2328285)