First American Bank
Operating from Stonewall, OK, First American Bank serves its local market as an FDIC-insured commercial bank. On its most recent Q1 2026 call report, First American reported $36M in total assets against $31M in deposits. Returns are notably above industry norms: 1.24% ROA, 9.83% ROE, and 4.67% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.66% exceeds the 9% CBLR threshold. Asset quality is solid — 1.42% nonperforming loans and a 7.04% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 301 West Main Street, STONEWALL, OK 74871
- County
- Pontotoc
- Metro Area
- ADA, OK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- July 4, 1940
- Branches
- 1 domestic
- Employees (FTE)
- 9
- FDIC Cert
- 15762
- Fed RSSD
- 321255
- Website
- www.fabstonewall.com →
Inside the full First American Bank terminal
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First American Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Similar banks
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Frequently asked about First American Bank
What are First American Bank's total assets?
As of the Q1 2026 filing, First American Bank reported total assets of $36.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First American Bank headquartered?
First American Bank is headquartered in STONEWALL, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First American Bank founded?
First American Bank was established in 1940, per the FDIC institution directory.
Is First American Bank FDIC-insured?
Yes. First American Bank is an FDIC-insured commercial bank (FDIC Certificate #15762). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First American Bank?
First American Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does First American Bank operate?
First American Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is First American Bank's Texas Ratio?
First American Bank's Texas Ratio is 7.04% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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