The Marion National Bank
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Data as of · sourced from FFIEC call reports. How we update
The Marion National Bank is an FDIC-insured commercial bank headquartered in Marion, KS, established in 1905 (FDIC certificate 4728), and it is supervised by the OCC. At Q2 2026 it reported total assets of $35.4M, up 15.1% from Q2 2025, the 173rd largest of 182 banks headquartered in Kansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.99% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 4728
- Headquarters
- Marion, KS
- Established
- 1905
- Total assets, Q2 2026
- $35.4M
- Assets vs Q2 2025
- +15.1%
- Tier 1 leverage ratio, Q2 2026
- 12.99%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 101102700
- Latest call report
- Q2 2026, FFIEC 051 · The Marion National Bank call report
- Holding company
- MARION BANCSHARES, INC.
- Asset rank in state
- 173rd of 182 in Kansas
The Marion National Bank, based in Marion, Kansas, reported $35 million in assets at June 30, 2026, up 15.1% from a year earlier. It grew its loan book 38.3% over the year, 14.9 times the median of 2.6% for the 583 banks with less than $100 million in assets. It also pays an average of 1.00% on its deposits and borrowings, lower than about three-quarters of banks its size (median 1.53%).
Loans are outrunning deposits: over the year loans rose 38.3% and deposits rose 16.4%. Delinquency has appeared in its $2.7 million commercial and industrial book: 19.85% of those loans are past due or on nonaccrual, against almost none a year earlier. One more trend to watch: problem loans have appeared where there were almost none: loans on nonaccrual or 90 or more days past due, net of government guarantees now equal 0.29% of loans.
As of June 30, 2026, The Marion National Bank reported a return on assets of 1.00%, a nonperforming-loan ratio of 0.29% and a Texas ratio of 1.11%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Marion National Bank is the 173rd largest of the 182 banks headquartered in Kansas. Between Q1 2026 and Q2 2026, its total assets rose 1.4% to $35.4M, loans rose 13.1% and deposits rose 1.4%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 29.4% of total loans, ahead of farmland and other real estate loans at 25.4%. Its one office in the FDIC Summary of Deposits is in Marion, KS. On its Q2 2026 call report, The Marion National Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 302 E Main St, Marion, KS 66861
- County
- Marion
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1905
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 7
- Domestic deposits
- $29.8M
- Allowance for credit losses
- $220K
- Net charge-offs (YTD)
- $0
- Average total assets
- $35.2M
- Average total loans
- $16.5M
- Average interest-bearing deposits
- $21.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4728
- Fed RSSD
- 167752
- Website
- bankwithmnb.com →
- Parent Holding Company
- MARION BANCSHARES, INC. (RSSD 2857552)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Marion National Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
The Marion National Bank's total assets moved between a low of $28.3M (Q3 2024) and a high of $35.4M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$35.4M total assets against $30.8M; $30.1M total liabilities against $25.9M.
$17.2M net loans and leases against $12.4M; $29.8M total deposits against $25.6M.
$13.5M securities against $14.8M; $2.3M cash and balances due against $1.6M.
$418K total interest income against $339K; $74K total interest expense against $72K.
$344K net interest income against $267K.
$5K total noninterest income against $3K; $224K total noninterest expense against $166K.
$17K provision for credit losses against $8K.
$88K net income against $98K.
1.00% return on assets against 1.22%; 4.14% net interest margin against 3.57%.
12.99% tier 1 leverage ratio against 13.21%.
Inside the full The Marion National Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.60% (Q4 2025) to 1.53% (Q1 2026) and its net interest margin ran from 3.37% (Q1 2025) to 4.14% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.99% | 1.00% | 0.29% | 1.11% | 4.14% |
| Q1 2026 | 13.62% | 1.53% | 0.00% | 0.00% | 4.14% |
| Q4 2025 | 13.98% | 0.60% | 0.00% | 0.00% | 4.11% |
| Q3 2025 | 14.00% | 1.06% | 0.00% | 0.00% | 3.85% |
| Q2 2025 | 13.21% | 1.22% | 0.00% | 0.00% | 3.57% |
| Q1 2025 | 12.94% | 1.04% | 0.00% | 0.00% | 3.37% |
| Q4 2024 | 14.05% | 0.69% | 0.00% | 0.00% | 3.49% |
| Q3 2024 | 14.36% | 0.84% | 0.00% | 0.00% | 3.52% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Marion National Bank | Marion , KS | 66861 | $29.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in KS, rank 210 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $20K approved, $20K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2011 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Marion National Bank
What are The Marion National Bank's total assets?
As of the Q2 2026 filing, The Marion National Bank reported total assets of $35.4 million in its FFIEC call report.
Where is The Marion National Bank headquartered?
It is headquartered in Marion, KS, United States.
When was The Marion National Bank founded?
It was established in 1905, per the FDIC institution directory.
Is The Marion National Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4728). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Marion National Bank?
The Marion National Bank's primary federal regulator is the OCC.
How many branches does The Marion National Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Marion National Bank's Texas Ratio?
Its Texas Ratio is 1.11% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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