The Marion National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q2 2026 and Q3 2026 was in Yield on loans, which fell 0.47 percentage points to 5.93%. The Marion National Bank ranks 90th of 182 Kansas banks on net interest margin, in the upper half at 4.00% (Q3 2026). The median for banks in the < $100M asset tier is 3.89% on net interest margin; The Marion National Bank reported 4.00% for Q3 2026, nearly level with it; the peer median is as of Q2 2026.
Asset yields
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 4.90% |
| Yield on loans | 5.93% |
| Yield on securities | 3.48% |
Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 1.05% |
| Cost of interest-bearing deposits | 1.37% |
| Cost of interest-bearing liabilities | 1.40% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 4.00% |
| Yield to cost spread | 3.50% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $269K |
| Total interest expense | $77K |
| Interest expense on deposits | $75K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 4.08% | 1.13% | 3.11% | 5.79% | 2.56% |
| Q1 2024 | 4.15% | 1.16% | 3.17% | 5.83% | 2.70% |
| Q2 2024 | 4.32% | 1.15% | 3.36% | 6.23% | 2.69% |
| Q3 2024 | 4.37% | 1.03% | 3.52% | 6.33% | 2.40% |
| Q4 2024 | 4.47% | 1.18% | 3.49% | 6.51% | 2.43% |
| Q1 2025 | 4.33% | 1.12% | 3.37% | 6.24% | 2.78% |
| Q2 2025 | 4.49% | 1.06% | 3.57% | 6.32% | 2.92% |
| Q3 2025 | 4.78% | 1.11% | 3.85% | 6.65% | 2.80% |
| Q4 2025 | 4.99% | 1.06% | 4.11% | 6.71% | 2.87% |
| Q1 2026 | 4.97% | 0.96% | 4.14% | 6.70% | 2.98% |
| Q2 2026 | 5.00% | 1.00% | 4.14% | 6.40% | 3.15% |
| Q3 2026 | 4.90% | 1.05% | 4.00% | 5.93% | 3.48% |
The Marion National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Marion National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Marion National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4728) · FFIEC NIC profile (RSSD 167752)