The Marion National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q2 2026, Retained earnings rose 2.6% in Q3 2026 to $2.7M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.27% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $4.5M |
| Tier 1 capital | $4.5M |
| Total risk-based capital | — |
| Total equity capital | $5.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 15.19% |
| Tangible equity to tangible assets | 12.52% |
| Equity capital to average assets | 15.12% |
| Internal capital growth rate | 5.17% |
Capital structure
| Line item | Q3 2026 |
|---|---|
| Common stock | $50K |
| Common stock surplus | $2.8M |
| Retained earnings | $2.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$275K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q4 2023 | 13.01% | 13.61% | 10.51% |
| Q1 2024 | 13.18% | 14.63% | 11.34% |
| Q2 2024 | 13.61% | 14.96% | 11.67% |
| Q3 2024 | 14.36% | 16.10% | 12.82% |
| Q4 2024 | 14.05% | 15.43% | 12.25% |
| Q1 2025 | 12.94% | 14.18% | 11.34% |
| Q2 2025 | 13.21% | 15.80% | 12.78% |
| Q3 2025 | 14.00% | 16.23% | 13.26% |
| Q4 2025 | 13.98% | 15.59% | 12.76% |
| Q1 2026 | 13.62% | 15.02% | 12.35% |
| Q2 2026 | 12.99% | 15.06% | 12.43% |
| Q3 2026 | 13.27% | 15.19% | 12.52% |
The Marion National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Marion National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Marion National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4728) · FFIEC NIC profile (RSSD 167752)