The Marion National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q3 2026 was in Fed funds sold and reverse repos: 100.0% lower than in Q2 2026, at $0. Within Kansas, The Marion National Bank is 135th of 182 on loan-to-deposit ratio, 62.00% as of Q3 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. The Marion National Bank sits 5.92 points lower, at 62.00% (Q3 2026); the peer median is as of Q2 2026.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $14.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $244K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.70% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 62.00% |
| Net loans and leases to deposits | 61.22% |
| Loans and leases to core deposits | 65.39% |
| Core deposits to total deposits | 94.82% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 39.41% | 94.82% | $0 | $283K |
| Q1 2024 | 42.48% | 94.30% | $0 | $280K |
| Q2 2024 | 44.76% | 94.21% | $0 | $277K |
| Q3 2024 | 45.90% | 93.99% | $0 | $273K |
| Q4 2024 | 46.32% | 94.19% | $0 | $270K |
| Q1 2025 | 41.85% | 94.91% | $0 | $266K |
| Q2 2025 | 49.45% | 94.34% | $0 | $263K |
| Q3 2025 | 55.18% | 94.32% | $0 | $259K |
| Q4 2025 | 57.18% | 94.60% | $0 | $255K |
| Q1 2026 | 52.64% | 94.93% | $0 | $252K |
| Q2 2026 | 58.72% | 94.95% | $0 | $248K |
| Q3 2026 | 62.00% | 94.82% | $0 | $244K |
The Marion National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Marion National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Marion National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4728) · FFIEC NIC profile (RSSD 167752)