Bank Comparison
Bank of Vici vs First American Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 15
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Bank of Vici | First American Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 9.10% | 12.66% |
| Equity / Assets | 5.94% | 12.66% |
Profitability
| Metric | Bank of Vici | First American Bank |
|---|---|---|
| Return on Assets (ROA) | -0.67% | 1.24% |
| Return on Equity (ROE) | -11.44% | 9.83% |
| Net Interest Margin (NIM) | 4.20% | 4.67% |
| Yield on Earning Assets | 6.10% | 5.75% |
| Cost of Funds | 1.90% | 1.21% |
Asset quality
| Metric | Bank of Vici | First American Bank |
|---|---|---|
| Texas Ratio | 15.55% | 7.04% |
| Non-Performing Loan Ratio | 1.74% | 1.42% |
| Non-Performing Asset Ratio | 0.83% | 0.98% |
| Net Charge-Off Ratio | 0.94% | -0.18% |
| ACL / Loans | 2.83% | 2.01% |
Balance sheet
| Metric | Bank of Vici | First American Bank |
|---|---|---|
| Total Assets | $31,702K | $36,111K |
| Total Deposits | $29,778K | $31,432K |
| Total Loans | $15,029K | $22,577K |
| Total Equity | $1,882K | $4,572K |
| Net Income (quarter) | $-55 | $112 |
Liquidity & funding
| Metric | Bank of Vici | First American Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 50.47% | 71.83% |
| Core Deposit Ratio | 82.12% | 89.17% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Vici | First American Bank |
|---|---|---|
| Headquarters City | VICI | STONEWALL |
| Headquarters State | OK | OK |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 11 | 9 |
| Established | Jan. 1, 1902, midnight | July 4, 1940, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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