Solutions Plus Bank
BankRegReports is independent of Solutions Plus Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Solutions Plus Bank is an FDIC-insured commercial bank headquartered in Albertville, AL, established in 2025 (FDIC certificate 59362), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $43.9M, the 91st largest of 93 banks headquartered in Alabama.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 59362
- Headquarters
- Albertville, AL
- Established
- 2025
- Total assets, Q2 2026
- $43.9M
- Capital ratio
- Not reported
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 062206855
- Asset rank in state
- 91st of 93 in Alabama
Solutions Plus Bank spends more to run itself than most banks of its size. Based in Albertville, Alabama, it had $44 million in assets at June 30, 2026. It loses about $4.71 a year on every $100 of assets, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median $1.06). On the other hand, it carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 1.4%).
It lost $468,000 in the quarter. Funding is the softer spot: it pays an average of 2.86% on its deposits and borrowings, about double the median of 1.53% for banks its size.
As of June 30, 2026, Solutions Plus Bank reported a return on assets of -4.71%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Solutions Plus Bank is the 91st largest of the 93 banks headquartered in Alabama. Between Q1 2026 and Q2 2026, its total assets rose 28.4% to $43.9M, loans rose 172.2% and deposits rose 93.2%. Commercial and industrial loans made up 35.7% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 22.9%. The FDIC Summary of Deposits lists 2 offices for it, in Albertville, AL and Guntersville, AL; its Albertville office books 62% of its branch deposits. By the capital ratios in its Q2 2026 call report, Solutions Plus Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 700 Al Highway 75 N, Albertville, AL 35951
- County
- Marshall
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 4, 2025
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 14
- Domestic deposits
- $21.1M
- Allowance for credit losses
- $105K
- Net charge-offs (YTD)
- $0
- Average total assets
- $39.7M
- Average total loans
- $5.4M
- Average interest-bearing deposits
- $16.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 4, 2025
- FDIC Cert
- 59362
- Fed RSSD
- 5975224
- Website
- www.solutionsplusbank.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Solutions Plus Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Last 2 quarters from this bank's own FFIEC call reports. How these charts are built
$43.9M total assets; $21.3M total liabilities.
$8.3M net loans and leases; $21.1M total deposits.
$3.9M securities; $30.4M cash and balances due.
$414K total interest income; $132K total interest expense.
$282K net interest income.
$17K total noninterest income; $704K total noninterest expense.
$63K provision for credit losses.
-$468K net income.
-4.71% return on assets; 3.15% net interest margin.
56.70% tier 1 leverage ratio.
Inside the full Solutions Plus Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeSolutions Plus Bank rankings
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Solutions Plus Bank (main office) | Albertville , AL | 35951 | $13.0M |
| Guntersville Branch | Guntersville , AL | 35976 | $8.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in AL, rank 127 of 131 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Solutions Plus Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Solutions Plus Bank with peers
Frequently asked about Solutions Plus Bank
What are Solutions Plus Bank's total assets?
As of the Q2 2026 filing, Solutions Plus Bank reported total assets of $43.9 million in its FFIEC call report.
Where is Solutions Plus Bank headquartered?
It is headquartered in Albertville, AL, United States.
When was Solutions Plus Bank founded?
It was established in 2025, per the FDIC institution directory.
Is Solutions Plus Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #59362). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Solutions Plus Bank?
Solutions Plus Bank's primary federal regulator is the FDIC.
How many branches does Solutions Plus Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Solutions Plus Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Solutions Plus Bank.
Get an email when Solutions Plus Bank files its next call report, and benchmark it against any peer you choose.
Unlock Solutions Plus Bank, freeFree account