Solutions Plus Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Solutions Plus Bank of Albertville, AL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -4.71% | 3.14% | -7.85% | 3rd bottom |
| ROAE | -8.21% | 10.44% | -18.65% | 6th bottom |
| Net Interest Margin | 3.15% | 3.93% | -0.78% | 18th bottom |
| Efficiency Ratio | 235.45% | 76.11% | +159.34% | 2nd bottom |
| PPNR / Avg Assets | -4.08% | 1.41% | -5.49% | 0th bottom |
| Yield on Earning Assets | 4.62% | 5.35% | -0.73% | 26th below |
| Cost of Funds | 2.86% | 1.70% | +1.16% | 10th bottom |
| Net Interest Spread | 0.94% | 3.31% | -2.37% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.49% | -0.24% | 50th above |
| Texas Ratio | 0.00% | 8.26% | -8.26% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 56.70% | 17.56% | +39.14% | 90th top |
| Equity / Assets | 51.43% | 16.38% | +35.05% | 90th top |
| TCE / Tangible Assets | 51.24% | 16.13% | +35.11% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 39.97% | 72.87% | -32.90% | 84th top |
| Core Deposit Ratio | 75.14% | 88.23% | -13.09% | 8th bottom |
See Solutions Plus Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Solutions Plus Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Solutions Plus Bank profile, how to read a UBPR, or how this data updates.