Bank of Brewton
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Data as of · sourced from FFIEC call reports. How we update
Bank of Brewton is an FDIC-insured commercial bank headquartered in Brewton, AL, established in 1889 (FDIC certificate 5605), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $49.6M, up 4.5% from Q2 2025, the 90th largest of 93 banks headquartered in Alabama. It reports no CET1 ratio; its Tier 1 leverage ratio was 20.57% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 5605
- Headquarters
- Brewton, AL
- Established
- 1889
- Total assets, Q2 2026
- $49.6M
- Assets vs Q2 2025
- +4.5%
- Tier 1 leverage ratio, Q2 2026
- 20.57%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 062101455
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Brewton call report
- Holding company
- REPTON SUPPLY COMPANY, INC.
- Asset rank in state
- 90th of 93 in Alabama
Bank of Brewton, based in Brewton, Alabama, reported $50 million in assets at June 30, 2026, up 4.5% from a year earlier. It pays an average of 0.58% on its deposits and borrowings, about a third the median of 1.53% for the 583 banks with less than $100 million in assets. It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 1.4%).
Loans and deposits moved in opposite directions: over the year loans fell 18.3% and deposits rose 3.7%. Paper losses on its bond portfolio are shrinking: unrealized losses of $1.7 million equal 16% of Tier 1 capital, down from 21% a year earlier.
As of June 30, 2026, Bank of Brewton reported a return on assets of 1.24%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 93 banks headquartered in Alabama, Bank of Brewton is the 90th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 2.3% to $49.6M, loans rose 7.1% and deposits fell 3.1%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 41.9% of total loans, ahead of owner-occupied commercial real estate loans at 18.8%. The FDIC Summary of Deposits lists 2 offices for it, in Brewton, AL. By the capital ratios in its Q2 2026 call report, Bank of Brewton meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 103 Belleville Ave, Brewton, AL 36426
- County
- Escambia
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 1, 1889
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 16
- Domestic deposits
- $40.3M
- Allowance for credit losses
- $229K
- Net charge-offs (YTD)
- $0
- Average total assets
- $51.1M
- Average total loans
- $14.8M
- Average interest-bearing deposits
- $23.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 5605
- Fed RSSD
- 351131
- Website
- www.bankofbrewton.com →
- Parent Holding Company
- REPTON SUPPLY COMPANY, INC. (RSSD 1079236)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Brewton reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Bank of Brewton's total assets moved between a low of $44.2M (Q4 2024) and a high of $50.7M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in 8 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$49.6M total assets against $47.5M; $40.3M total liabilities against $39.0M.
$14.9M net loans and leases against $18.3M; $40.3M total deposits against $38.9M.
$29.6M securities against $23.3M; $3.3M cash and balances due against $3.8M.
$535K total interest income against $536K; $59K total interest expense against $78K.
$476K net interest income against $458K.
$96K total noninterest income against $49K; $421K total noninterest expense against $478K.
-$7K provision for credit losses against $58K.
$158K net income against -$29K.
1.24% return on assets against -0.23%; 4.21% net interest margin against 3.88%.
20.57% tier 1 leverage ratio against 20.21%.
Inside the full Bank of Brewton terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -5.92% (Q4 2024) to 1.24% (Q2 2026) and its net interest margin ran from 3.88% (Q2 2025) to 4.66% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 20.57% | 1.24% | 0.00% | 0.00% | 4.21% |
| Q1 2026 | 20.30% | 0.95% | 0.00% | 0.00% | 4.39% |
| Q4 2025 | 20.51% | 0.63% | 0.01% | 0.02% | 4.38% |
| Q3 2025 | 20.38% | 0.93% | 0.00% | 0.00% | 4.34% |
| Q2 2025 | 20.21% | -0.23% | 0.00% | 0.00% | 3.88% |
| Q1 2025 | 20.91% | 0.41% | 0.92% | 1.87% | 4.00% |
| Q4 2024 | 20.93% | -5.92% | 0.82% | 1.74% | 4.04% |
| Q3 2024 | 22.20% | 0.38% | 4.27% | 8.47% | 4.66% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Brewton (main office) | Brewton , AL | 36426 | $40.3M |
| North Brewton Branch | Brewton , AL | 36426 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in AL, rank 123 of 131 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Brewton
What are Bank of Brewton's total assets?
As of the Q2 2026 filing, Bank of Brewton reported total assets of $49.6 million in its FFIEC call report.
Where is Bank of Brewton headquartered?
It is headquartered in Brewton, AL, United States.
When was Bank of Brewton founded?
It was established in 1889, per the FDIC institution directory.
Is Bank of Brewton FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #5605). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Brewton?
Bank of Brewton's primary federal regulator is the FDIC.
How many branches does Bank of Brewton operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Brewton's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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