Bank of Brewton: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets climbed 15.24 percentage points in Q2 2026, from 44.42% to 59.66%. It was the largest change from Q1 2026 among the key lines here. Within Alabama, Bank of Brewton is 39th of 93 on return on assets, 1.24% as of Q2 2026, above the middle of the field. Bank of Brewton reported 1.24% on return on assets for Q2 2026, 0.26 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 20.57% |
| Equity capital to assets | 18.66% |
| Tangible equity to tangible assets | 18.66% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.51% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.24% |
| Return on equity | 6.93% |
| Net interest margin | 4.21% |
| Efficiency ratio | 68.63% |
| Yield on earning assets | 4.69% |
| Cost of funds | 0.58% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 37.66% |
| Core deposits to total deposits | 90.50% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 81.28% |
| Securities to assets | 59.66% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 25.69% | 25.69% | 26.26% | 21.14% | 0.94% |
| Q4 2023 | 27.08% | 27.08% | 27.69% | 20.95% | -1.50% |
| Q1 2024 | 28.10% | 28.10% | 28.74% | 20.48% | 0.78% |
| Q2 2024 | 28.28% | 28.28% | 28.94% | 21.55% | -0.97% |
| Q3 2024 | 28.56% | 28.56% | 29.30% | 22.20% | 0.38% |
| Q4 2024 | 27.48% | 27.48% | 28.24% | 20.93% | -5.92% |
| Q1 2025 | — | — | — | 20.91% | 0.41% |
| Q2 2025 | — | — | — | 20.21% | -0.23% |
| Q3 2025 | — | — | — | 20.38% | 0.93% |
| Q4 2025 | — | — | — | 20.51% | 0.63% |
| Q1 2026 | — | — | — | 20.30% | 0.95% |
| Q2 2026 | — | — | — | 20.57% | 1.24% |
Bank of Brewton vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Brewton, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Brewton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5605) · FFIEC NIC profile (RSSD 351131)