Bank of Brewton: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 0.93 percentage points higher than in Q1 2026, at 18.66%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 20.57% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $10.5M |
| Tier 1 capital | $10.5M |
| Total risk-based capital | — |
| Total equity capital | $9.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 18.66% |
| Tangible equity to tangible assets | 18.66% |
| Equity capital to average assets | 18.10% |
| Internal capital growth rate | 7.03% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $123K |
| Common stock surplus | $425K |
| Retained earnings | $9.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 25.69% | 25.69% | 26.26% | 21.14% | $42.6M |
| Q4 2023 | 27.08% | 27.08% | 27.69% | 20.95% | $39.5M |
| Q1 2024 | 28.10% | 28.10% | 28.74% | 20.48% | $38.4M |
| Q2 2024 | 28.28% | 28.28% | 28.94% | 21.55% | $37.8M |
| Q3 2024 | 28.56% | 28.56% | 29.30% | 22.20% | $37.6M |
| Q4 2024 | 27.48% | 27.48% | 28.24% | 20.93% | $36.5M |
| Q1 2025 | — | — | — | 20.91% | — |
| Q2 2025 | — | — | — | 20.21% | — |
| Q3 2025 | — | — | — | 20.38% | — |
| Q4 2025 | — | — | — | 20.51% | — |
| Q1 2026 | — | — | — | 20.30% | — |
| Q2 2026 | — | — | — | 20.57% | — |
Bank of Brewton regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Brewton, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Brewton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5605) · FFIEC NIC profile (RSSD 351131)