Bank of Brewton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Brewton of Brewton, AL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.24% | 3.14% | -1.90% | 60th above |
| ROAE | 6.93% | 10.42% | -3.49% | 41st below |
| Net Interest Margin | 4.21% | 3.93% | +0.28% | 65th above |
| Efficiency Ratio | 68.63% | 76.31% | -7.68% | 52nd above |
| PPNR / Avg Assets | 1.18% | 1.40% | -0.22% | 48th below |
| Yield on Earning Assets | 4.69% | 5.35% | -0.66% | 29th below |
| Cost of Funds | 0.58% | 1.71% | -1.13% | 94th top |
| Net Interest Spread | 3.72% | 3.31% | +0.41% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.51% | 1.49% | +0.02% | 68th above |
| Texas Ratio | 0.00% | 8.26% | -8.26% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 20.57% | 17.60% | +2.97% | 81st top |
| Equity / Assets | 18.66% | 16.42% | +2.24% | 77th top |
| TCE / Tangible Assets | 18.66% | 16.17% | +2.49% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 37.66% | 72.88% | -35.22% | 86th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.50% | 88.21% | +2.29% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.49% | 4.30% | +0.19% | 61st above |
| Loan Growth (Y/Y) | -18.30% | 6.76% | -25.06% | 3rd bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.71% | 3.77% | -0.06% | 58th above |
See Bank of Brewton's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Brewton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Brewton profile, how to read a UBPR, or how this data updates.