Bank of Brewton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos to assets dropped 17.11 percentage points in Q2 2026, from 21.04% to 3.93%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Bank of Brewton is 5th from the bottom among 93 Alabama banks, 37.66% (Q2 2026). Bank of Brewton reported 37.66% on loan-to-deposit ratio for Q2 2026, 29.97 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $32.8M |
| Fed funds sold and reverse repos | $2.0M |
| Fed funds sold and reverse repos to assets | 3.93% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 37.66% |
| Net loans and leases to deposits | 37.09% |
| Loans and leases to core deposits | 41.61% |
| Core deposits to total deposits | 90.50% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 47.54% | 88.94% | $1.1M | $0 |
| Q4 2023 | 45.79% | 86.99% | $0 | $0 |
| Q1 2024 | 48.84% | 90.68% | $0 | $0 |
| Q2 2024 | 48.95% | 91.18% | $0 | $0 |
| Q3 2024 | 50.84% | 91.13% | $0 | $0 |
| Q4 2024 | 48.93% | 91.01% | $0 | $0 |
| Q1 2025 | 45.72% | 90.56% | $0 | $0 |
| Q2 2025 | 47.80% | 91.31% | $0 | $0 |
| Q3 2025 | 43.64% | 91.28% | $0 | $0 |
| Q4 2025 | 48.37% | 90.25% | $0 | $0 |
| Q1 2026 | 34.05% | 93.00% | $0 | $0 |
| Q2 2026 | 37.66% | 90.50% | $0 | $0 |
Bank of Brewton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Brewton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Brewton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5605) · FFIEC NIC profile (RSSD 351131)