Community Bank of Easton
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Data as of · sourced from FFIEC call reports. How we update
Community Bank of Easton is an FDIC-insured commercial bank headquartered in Easton, IL, established in 1962 (FDIC certificate 18568), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $43.0M, up 9.4% from Q2 2025, the 297th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 16.32% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 18568
- Headquarters
- Easton, IL
- Established
- 1962
- Total assets, Q2 2026
- $43.0M
- Assets vs Q2 2025
- +9.4%
- Tier 1 leverage ratio, Q2 2026
- 16.32%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 071123398
- Latest call report
- Q2 2026, FFIEC 051 · Community Bank of Easton call report
- Holding company
- EASTON BANCSHARES, INC.
- Asset rank in state
- 297th of 319 in Illinois
Community Bank of Easton, based in Easton, Illinois, reported $43 million in assets at June 30, 2026, up 9.4% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 1.4%). It also grew its loan book 21.2% over the year, 8.3 times the median of 2.6% for banks its size.
Earnings fell sharply: quarterly net income of $7,000 was 97% below a year earlier. Profitability lags: it returns 0.3% a year on shareholders' equity, a small fraction of the median of 8.6% for banks its size.
As of June 30, 2026, Community Bank of Easton reported a return on assets of 0.06%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Community Bank of Easton ranks as the 297th largest of the 319 banks based in Illinois, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 4.1% to $43.0M, loans rose 26.3% and deposits fell 4.8%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 25.2% of total loans, followed by farmland and other real estate loans at 21.9%. The FDIC Summary of Deposits lists a single office for it, in Easton, IL. Judged on its Q2 2026 call report, Community Bank of Easton meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 202 W Main St, Easton, IL 62633
- County
- Mason
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 1, 1962
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 7
- Domestic deposits
- $34.1M
- Allowance for credit losses
- $170K
- Net charge-offs (YTD)
- $0
- Average total assets
- $43.4M
- Average total loans
- $15.6M
- Average interest-bearing deposits
- $28.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 1, 1962
- FDIC Cert
- 18568
- Fed RSSD
- 958231
- SEC CIK
- 2053708 → filed by UIR ACCEPTANCE CORPORATION
- Website
- www.ibankeaston.com →
- Parent Holding Company
- EASTON BANCSHARES, INC. (RSSD 1417436)
- Ultimate Parent
- UIR ACCEPTANCE CORPORATION (RSSD 5951291)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Community Bank of Easton reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Community Bank of Easton's total assets ran between $38.4M (Q3 2023) and $44.8M (Q1 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$43.0M total assets against $39.3M; $34.6M total liabilities against $28.6M.
$18.6M net loans and leases against $15.4M; $34.1M total deposits against $28.5M.
$600K securities against $597K; $21.8M cash and balances due against $22.9M.
$580K total interest income against $546K; $142K total interest expense against $136K.
$438K net interest income against $410K.
$4K total noninterest income against $8K; $377K total noninterest expense against $113K.
$38K provision for credit losses against $0.
$7K net income against $211K.
0.06% return on assets against 2.07%; 4.33% net interest margin against 4.17%.
16.32% tier 1 leverage ratio against 26.32%.
Inside the full Community Bank of Easton terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -5.71% (Q3 2025) to 2.52% (Q3 2024) and its net interest margin ran from 4.10% (Q1 2025) to 4.89% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.32% | 0.06% | 0.00% | 0.00% | 4.33% |
| Q1 2026 | 15.67% | 0.52% | 0.00% | 0.00% | 4.33% |
| Q4 2025 | 17.09% | 0.49% | 0.00% | 0.00% | 4.27% |
| Q3 2025 | 17.69% | -5.71% | 0.00% | 0.00% | — |
| Q2 2025 | 26.32% | 2.07% | 0.00% | 0.00% | 4.17% |
| Q1 2025 | 26.02% | 2.43% | 0.00% | 0.00% | 4.10% |
| Q4 2024 | 26.77% | 1.14% | 0.00% | 0.00% | 4.45% |
| Q3 2024 | 26.61% | 2.52% | 0.00% | 0.00% | 4.89% |
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Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community Bank of Easton (main office) | Easton , IL | 62633 | $34.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 356 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Community Bank of Easton
What are Community Bank of Easton's total assets?
As of the Q2 2026 filing, Community Bank of Easton reported total assets of $43.0 million in its FFIEC call report.
Where is Community Bank of Easton headquartered?
It is headquartered in Easton, IL, United States.
When was Community Bank of Easton founded?
It was established in 1962, per the FDIC institution directory.
Is Community Bank of Easton FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #18568). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Bank of Easton?
Community Bank of Easton's primary federal regulator is the FDIC.
How many branches does Community Bank of Easton operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community Bank of Easton's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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