Carrollton Federal Bank
Operating from Carrollton, KY, Carrollton Federal Bank serves its local market as an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $43M in assets, including $27M in loans. Profitability runs below industry average — 0.67% ROA, 4.52% ROE, with NIM at 3.96%. Under the simplified Community Bank Leverage Ratio framework, leverage of 15.98% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 0.00% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 2539 Highway 227, CARROLLTON, KY 41008
- County
- Carroll
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- Fed District
- 9
- Established
- January 1, 1890
- Branches
- 1 domestic
- Employees (FTE)
- 10
- FDIC Cert
- 29774
- Fed RSSD
- 219679
- Website
- www.carrolltonfederal.com →
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Carrollton Federal Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Carrollton Federal Bank
What are Carrollton Federal Bank's total assets?
As of the Q1 2026 filing, Carrollton Federal Bank reported total assets of $42.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Carrollton Federal Bank headquartered?
Carrollton Federal Bank is headquartered in CARROLLTON, KY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Carrollton Federal Bank founded?
Carrollton Federal Bank was established in 1890, per the FDIC institution directory.
Is Carrollton Federal Bank FDIC-insured?
Yes. Carrollton Federal Bank is an FDIC-insured commercial bank (FDIC Certificate #29774). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Carrollton Federal Bank?
Carrollton Federal Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Carrollton Federal Bank operate?
Carrollton Federal Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Carrollton Federal Bank's Texas Ratio?
Carrollton Federal Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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