Community Bank of Easton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 15.21 percentage points higher than in Q1 2026, at 60.70%. Within Illinois, Community Bank of Easton is 258th of 323 on loan-to-deposit ratio, 55.01% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Community Bank of Easton sits 12.61 points lower, at 55.01% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $22.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.01% |
| Net loans and leases to deposits | 54.51% |
| Loans and leases to core deposits | 60.70% |
| Core deposits to total deposits | 90.63% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.50% | 91.93% | $0 | $0 |
| Q4 2023 | 65.29% | 90.40% | $0 | $0 |
| Q1 2024 | 64.58% | 90.18% | $0 | $0 |
| Q2 2024 | 65.31% | 90.14% | $0 | $0 |
| Q3 2024 | 64.82% | 89.96% | $0 | $0 |
| Q4 2024 | 58.98% | 90.32% | $0 | $0 |
| Q1 2025 | 56.15% | 91.61% | $0 | $0 |
| Q2 2025 | 54.30% | 91.63% | $0 | $0 |
| Q3 2025 | 44.54% | 92.36% | $0 | $0 |
| Q4 2025 | 44.29% | 92.65% | $0 | $0 |
| Q1 2026 | 41.46% | 91.15% | $0 | $0 |
| Q2 2026 | 55.01% | 90.63% | $0 | $0 |
Community Bank of Easton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Easton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Easton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18568) · FFIEC NIC profile (RSSD 958231)