Corn Growers State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 0.42 percentage points higher than in Q1 2026, at 4.39%. Within Nebraska, Corn Growers State Bank is 29th of 138 on net interest margin, 4.39% as of Q2 2026, above the middle of the field. Corn Growers State Bank reported 4.39% on net interest margin for Q2 2026, 0.50 points above the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.38% |
| Yield on loans | 6.57% |
| Yield on securities | 1.27% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.75% |
| Cost of interest-bearing deposits | 1.34% |
| Cost of interest-bearing liabilities | 1.44% |
| Cost of borrowings | 3.03% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.39% |
| Yield to cost spread | 3.94% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $428K |
| Total interest expense | $86K |
| Interest expense on deposits | $77K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.18% | 0.54% | 3.56% | 5.92% | 2.15% |
| Q4 2023 | 4.12% | 0.88% | 3.04% | 5.89% | 1.83% |
| Q1 2024 | 4.25% | 0.90% | 3.09% | 6.08% | 1.73% |
| Q2 2024 | 4.51% | 1.10% | 3.12% | 6.39% | 1.91% |
| Q3 2024 | 4.88% | 1.19% | 3.38% | 6.66% | 1.92% |
| Q4 2024 | 4.94% | 1.19% | 3.45% | 6.73% | 1.78% |
| Q1 2025 | 4.56% | 0.84% | 3.54% | 6.36% | 1.47% |
| Q2 2025 | 4.88% | 0.65% | 4.05% | 6.52% | 1.39% |
| Q3 2025 | 5.03% | 0.73% | 4.12% | 6.66% | 1.21% |
| Q4 2025 | 5.07% | 0.87% | 4.00% | 6.45% | 1.24% |
| Q1 2026 | 5.00% | 0.82% | 3.97% | 6.36% | 1.26% |
| Q2 2026 | 5.38% | 0.75% | 4.39% | 6.57% | 1.27% |
Corn Growers State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Corn Growers State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corn Growers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16868) · FFIEC NIC profile (RSSD 177555)