1st Bank in Hominy: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Total equity capital rose 4.4% in Q2 2026 to $3.5M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.47% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $4.4M |
| Tier 1 capital | $4.4M |
| Total risk-based capital | — |
| Total equity capital | $3.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.76% |
| Tangible equity to tangible assets | 7.76% |
| Equity capital to average assets | 7.65% |
| Internal capital growth rate | 15.21% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $300K |
| Retained earnings | $3.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$837K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 21.89% | 21.89% | 22.80% | 8.96% | $18.1M |
| Q4 2023 | 22.13% | 22.13% | 23.09% | 8.47% | $17.0M |
| Q1 2024 | 22.21% | 22.21% | 23.21% | 8.65% | $17.0M |
| Q2 2024 | 20.99% | 20.99% | 21.94% | 8.66% | $18.2M |
| Q3 2024 | 21.02% | 21.02% | 21.93% | 8.93% | $18.2M |
| Q4 2024 | 20.95% | 20.95% | 21.89% | 7.89% | $18.0M |
| Q1 2025 | 20.91% | 20.91% | 21.71% | 8.29% | $18.0M |
| Q2 2025 | 23.10% | 23.10% | 24.06% | 8.89% | $16.8M |
| Q3 2025 | — | — | — | 9.27% | — |
| Q4 2025 | — | — | — | 9.39% | — |
| Q1 2026 | — | — | — | 9.33% | — |
| Q2 2026 | — | — | — | 9.47% | — |
1st Bank in Hominy regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock 1st Bank in Hominy, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full 1st Bank in Hominy profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4122) · FFIEC NIC profile (RSSD 350657)