Generations Community Bank
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Data as of · sourced from FFIEC call reports. How we update
Generations Community Bank is an FDIC-insured commercial bank headquartered in Indianapolis, IN, established in 2026 (FDIC certificate 59365), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $30.9M, the 86th largest of 87 banks headquartered in Indiana.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 59365
- Headquarters
- Indianapolis, IN
- Established
- 2026
- Total assets, Q2 2026
- $30.9M
- Capital ratio
- Not reported
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 074020935
- Asset rank in state
- 86th of 87 in Indiana
Generations Community Bank, based in Indianapolis, Indiana, reported $31 million in assets at June 30, 2026. It is losing 11.2% a year on shareholders' equity, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 8.6%). On the other hand, it funds 86.24% of its assets with Tier 1 capital, 6.6 times the median of 13.06% for banks its size.
It lost $713,000 in the quarter. Funding is the softer spot: it pays an average of 2.34% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.53%).
As of June 30, 2026, Generations Community Bank reported a return on assets of -9.81%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 87 banks headquartered in Indiana, Generations Community Bank is the 86th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 18.6% to $30.9M, deposits rose 5385.3%. Non-owner-occupied commercial real estate loans made up 81.1% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 18.4%. The FDIC Summary of Deposits lists a single office for it, in Indianapolis, IN. Judged on its Q2 2026 call report, Generations Community Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 2110 N Illinois St, Indianapolis, IN 46202
- County
- Marion
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 9, 2026
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 18
- Domestic deposits
- $5.6M
- Allowance for credit losses
- $36K
- Net charge-offs (YTD)
- $0
- Average total assets
- $29.1M
- Average total loans
- $521K
- Average interest-bearing deposits
- $3.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 9, 2026
- FDIC Cert
- 59365
- Fed RSSD
- 6058562
- Website
- www.mygc.bank →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Generations Community Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
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Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Generations Community Bank (main office) | Indianapolis , IN | 46202 | $5.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IN, rank 127 of 129 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Generations Community Bank
What are Generations Community Bank's total assets?
As of the Q2 2026 filing, Generations Community Bank reported total assets of $30.9 million in its FFIEC call report.
Where is Generations Community Bank headquartered?
It is headquartered in Indianapolis, IN, United States.
When was Generations Community Bank founded?
It was established in 2026, per the FDIC institution directory.
Is Generations Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #59365). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Generations Community Bank?
Generations Community Bank's primary federal regulator is the FDIC.
How many branches does Generations Community Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Generations Community Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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